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The Much awaited India Yearbook (aka India 2013) is finally released and available on flipkart. Hurry up before it is "out of stock!".

UPSC IAS IPS Strategy

Intro2IAS
Five Part article series on How to approach UPSC Civil Service IAS/IPS Exam: Prelims, Mains and Interview
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Prelim-Mains-Interview
Detailed Strategy for General Studies, science-tech, yearbook, economy, history, polity, IR-Diplomacy with booklist, free study material given here.
Mains2013
Strategy, Booklist, Free Studymaterial for the upcoming Mains 2013
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Basic doubts regarding Coaching, Working professional, time Management and Non-English medium
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SSC CGL

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General Intelligence and Logical reasoninig for Tier I of SSC-CGL exam: booklist, tips shared here.
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How to tackle vocabulary, grammar and comprehension for Tier I and II.

SBI PO

GA/Computer/Marketing
strategy booklist for approaching General Awareness, Computer, Marketing, Current Affairs in SBI PO 2013, includes free material as well!
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strategy booklist for approaching Higher Level Reasoning in SBI PO 2013
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strategy, free studymaterial, essay list for the SBI PO English MCQ and Descriptive paper!

RBI

RBI Officer Prelims
After long wait, RBI has notified 98 vacancies for 2013, this article provides strategy
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RBI Grade "B" Officer Phase II (Descriptive) exam strategy, booklist and free download material is provided here.
RBI Assistant
Strategy, booklist, free study material, cutoffs, previous paper for RBI assistant Exam

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Ragtag strategy on get 90+ percentile in CAT-prometric test.
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Strategy for the upcoming LIC Assistant Administrative officers' exam with free studymaterial, jobprofile.
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Food Corporation Grade III exam
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ACIO
Assistant Central Intelligence Officer recruitment: booklist, strategy

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India Yearbook
how to efficiently utilize INDIA Yearbook for UPSC prelims, mains, interview= explained in this 6 part series article.
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100 Days
Why you can't succeed with vague strategies in UPSC Prelims, explained here.
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3 Cardinal Rules on How to approach Aptitude section in any competitive exam.
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CSAT'12
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Analysis of the General Studies (Mains) Paper I and II of 2012 and how they (again) broke the backs of Coaching classes.

Edu Tech

Auto NoteMaker
Mrunal's Autonotemaker for quickly taking notes out of PDF files and Webarticles (Win XP only)
Hindu Reader
How to use Feedly (alternative of Google Reader) to efficiently read The Hindu online, for Free+list of important RSS links for UPSC Exam!.
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Learn to use Microsoft Onenote software to organized your notes on computer, quickly and efficiently!
Archive
Monthly Archive Index page of everything I've published so far. (In the old articles, ignore advice written before Jan 2012, because UPSC trend has changed a lot.)

[Yearbook] Indira Awas Yojana (IAY) इंदिरा आवास योजना

INDIRA AWAAS YOJANA (IAY)
Who?

  • Ministry of Rural Development → Department of Rural Development.

When?

  • launched during 1985-86

Why?

  • Government gives money to BPL families, for construction / upgradation of houses.

Cost-sharing

  • Centre :State =75:25
  • Centre :North Eastern States=90:10

How much money is given to the selected family?

Financial assistance given to a BPL family under IAY scheme

Provisions

  • 60% of the funds should go for SC/ST Families.
  • Gram Panchayats may draw out the shelterless families from the BPL List.
  • House will be registered in the name of Female member. (Women empowerment)
  • Family can also get additional loan upto Rs. 20,000 at 4% interest rate, incase they want to do more furnishing of the house.

Convergence with other Schemes:

  • IAY Family will get funds provided under the Total Sanitation Campaign (TSC) for building toilet.
  • Ministry of Power: Under Rajiv Gandhi Grameen Vidyutikaran Yojana (RGGVY) being implemented by each IAY Family will get free electricity connection to the house.
  • Life Insurance Corporation (LIC) will give (1)Janshree Bima for rural BPL families and (2) Aam Aadmi Bima for the benefit of rural landless families.
  • District administration (DM) to ensure that a jobless IAY beneficiary gets a job card under MNREGA and Self Help Group (SHG) membership under Swarnjayanti-gram-swarozgar Yojana (SGSY)

6 comments to [Yearbook] Indira Awas Yojana (IAY) इंदिरा आवास योजना

  • nav kumar mishra

    mai ye janna chahta hoon ki garibon ko iay ka kitna lav mil raha hai.

  • Ranveer soni

    indira aawas yojna me rashi ki recovary

    mere niji bhumi per kisi aur k dwara indira awas nirman kiya gya h, hitgrahi k dwara indira awas k liye kanhi aur ka naksha khasra diya gya hai aur nirman mere niji bhumi me kar diya gya h. kya sambandhit ka uper action liya ja sakata h…
    agar action liya ja sakta h to complain kanha karu.. plz advise me
    and plz reply me to my email address

    ranveer soni

  • Mohit Mishra

    Dear Ranveer,
    In case you have proof that the concerned land is yours you have first remedy to complain to the district collector via tahsildar of your locality. In case you dont get proper hearing or remedy you must file a civil suit. The Civil Court is the proper authority to determine title of the land and not the revenue department.

  • ruby verma

    mai ye janna chahti hu ki meri mom widow h or hum indira awas yojna k lie apply kaise kr sakte hai iske lie kha jana hai or koun help kr skta hai.
    or hum log obc me aate hai.
    plz guide me & rply my email address.
    thankyou!

  • jitendra jain

    hello sir
    main yah janna chahta hu ki indira aawas yajana ka laabh kewal bpl suchi 2003 ki saerve ko hi mil sakta hai….

  • virendra kumar patel

    VIRENDRA PATEL antyoday card hamara hai but iay ke bare me hame jankari cahiye ki iska laabh kaise hume milega hum log obc may aate hai

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