[Question Papers] RBI Grade “B” Officers: Finance and Management Papers of last 8 exams (phase 2)

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  1. Prologue
  2. How to prepare finance and  Management paper?
  3. Instructions for finance- Management Paper
  4. RBI Grade “B” 2002
  5. RBI Grade “B” 2003
  6. RBI Grade “B” 2004
  7. RBI Grade “B” 2007
  8. RBI Grade “B” 2008
  9. RBI Grade “B” 2009
  10. RBI Grade “B” 2010
  11. RBI Grade “B” 2011

Prologue

RBI grade “B” officer’s exam has three stages

  1. phase 1 = prelims, MCQs
  2. Phase 2 = mains, descriptive, three papers: English, finance and  Management.
  3. interview
  • This article contains, previous years papers for Phase 2=>Paper 3 (Finance and Management) for last 8 exams.
  • paper 1 (English), paper 2 (economic and social issues) will be uploaded soon
  • Courtesy: Mr. cls80 and Mr. Abhishek Shrivastava for the papers.

How to prepare finance and  Management paper?

Instructions for finance- Management Paper

Instructions are one and same for all the Finance and management papers conducted in previous years:

  1. 3 hours, 100 marks
  2. Attempt any three questions from Section I and any two questions from Section II.
  3. All questions carry equal marks.
  4. Answers must be brief and to-the-point.
  5. Answers may be written either in English or in Hindi at the candidate’s option. However, all the questions should be answered only in the language so chosen. Answer-books written partly in English and partly in Hindi will not be evaluated.

RBI Grade “B” 2002

SECTION I

  1. What does the Union Budget 2003-2004 offer to the salaried employee and the common man?
  2. Explain briefly the salient features of the Foreign Exchange Management Act.
  3. Discuss the role of the Reserve Bank of India in the economic development of the country.
  4. Critically evaluate our country’s efforts in disinvestment in public sector undertakings.
  5. Write short notes on-any two of the following
    1. Regional Rural Banks.
    2. Mutual Funds
    3. Role of NABARD in economic development.
    4. Difference between direct and indirect taxes.

SECTION II

  1. ” Planning and Control are two sides of the same coin”. Do you agree? Why?
  2. What are the advantages and disadvantages of decentralization?
  3. Identify the skills required for a manager to be an effective leader.
  4. What is performance appraisal? What are its objectives?

RBI Grade “B” 2003

SECTION 1

  1. Examine the implications of tax reform measures introduced in the Budget 2004-2005.
  2. Is the present level of foreign exchange reserves of India adequate from the view point of implementing capital account; convertibility of the Rupee? Discuss.
  3. Examine the role of foreign direct investment (FDI) in India.
  4. How far has the Development Banking’ policy of India achieved it objectives? Explain.
  5. Write short notes on any two of the following
    1. WTO and India
    2. E-Commerce
    3. India’s Services Sector
    4. Derivatives.

SECTION II

  1. What is a Learning Organisation? Suggest a model framework for the same.
  2. Explain the failure of ‘Corporate Governance’ at Enron.
  3. What is 360-degree performance appraisal? Why is it so important today?
  4. Who is a successful leader? List out at least five important attributes of successful leadership. How do delegation and organisational culture play significant role in the leader’s success?

RBI Grade “B” 2004

SECTION 1

  1. What are the powers vested in SEBI to promote the development of the securities market and to protect the interests of investors?
  2. Define “money market”. Who are the main players in this market and what are the instruments used?
  3. What is meant by NRI? What are the incentives provided to attract in investment by NRIs?
  4. What is “Fiscal deficit”? How would the reduction of its size in terms of GNP (Gross National Product) benefit the economy?
  5. Write short notes on any two of the following
    1. Venture Capital Fund
    2. Lead Bank Scheme
    3. Non-performing Assets
    4. Book Building.

SECTION 2

  1. “Planning is the basis of control; action is its essence; delegation is its key and information its guide. Discuss.
  2. What is “policy”? Distinguish between (a) objectives and policies and (b) policies and procedures.
  3. What do you mean by “leadership style”? How would you differentiate successful leadership from effective leadership?
  4. What is meant by morale How is it related to productivity? Explain the factors contributing to morale.

RBI Grade “B” 2007

SECTION I

  1. Explain briefly the capital adequacy norms applicable to banks
  2. What is “insider trading “? Explain briefly the main elements of the regulation relating to prohibition of insider trading.
  3. What is commercial bill market? Why has it not developed as a segment of the money market?
  4. Write a brief note on the framework of operations of Foreign Institutional Investors in India,
  5. Discuss the investment objectives of mutual furids. Outline the restrictions on investments and borrowings by mutual funds

SECTION II

  1. Management is the development of people; not the direction of things Discuss
  2. Discuss the advantages and disadvantages of group decision making.
  3. “Decentralisation is not necessarily good; nor centralisation necessarily bad “. Discuss.
  4. What is control? What are the essentials of a good control system?

RBI Grade “B” 2008

Section I

  1. ” The focus of banks in India has now shifted from statutory compliance to internal financial management.” Comment
  2. Discuss the salient features of the foreign exchange market in India.
  3. Briefly discuss the main features of the RBI directives relating to acceptance of deposits by NBFCs.
  4. What is “book building “? Explain briefly the framework of the book building method of issue of capital.
  5. Write short notes on any two of the following :—
    1. WTO and India
    2. Venture Capital Fund
    3. Non Performing Assets
    4. Role of NABARD in economic development.

Section II

  1. ” Delegation of authority is not loss of power; it is enhancement of power .” Examine this statement critically.
  2. What is performance appraisal? What are its objectives?
  3. Write note on following two
    1. What are the essentials of a good control system?
    2. What are the behaviours implications of control?
  4. Describe the salient features of corporate governance in India.

RBI Grade “B” 2009

SECTION I

  1. “With greater liberalization, the need for regulation is also higher.” Explain.
  2. What is a derivative contract? Explain “forward”, “future” and “option” contract.
  3. Explain the concept of a “stock market index” What does this index indicate?
  4. Discuss the principal features of Eurocurrency Loans.
  5. Write short notes on any two of the following :-
  1. Capital Adequacy Norms
  2. Credit Rating
  3. Debt Securitisation
  4. Infrastructure Finance.

SECTION II

  1. Explain “organisation structure'; What are the steps involved in designing the organisation structure
  2. What is directing? Explain the principles and techniques involved in directing.
  3. “Leaders are born, not made” Comment.
  4. Explain the steps involved in the implementation of change in an organisation. What are the factors that create resistance to change?

RBI Grade “B” 2010

SECTION I

  1. Explain the different aspects of the Indian Capital Market. What has been the role of SEBI in this task?
  2. What is foreign exchange risk? How can it be managed? Discuss the tools used for the purpose.
  3. What is credit rating? Discuss its benefits and limitations.
  4. Briefly discuss the framework put in place by the Reserve Bank of India for the supervision of banks and financial institutions.
  5. What are the arguments advanced in favour of foreign direct investment? What steps have been taken by the Government in the period after 1991 to encourage foreign direct investment?

SECTION II

  1. “Planning is the bridge between the present and the future “. Discuss.
  2. Write notes on two
  1. Explain the terms ” centralisation” and ” decentralisation”.
  2. Explain the role of delegation of authority in making decentralisation effective.
  1. What is decision making? What is the role played by Management Information System in decision making?
  2. Discuss the role of communication in an organisation. What are the barriers to effective communication?

RBI Grade “B” 2011

Section I (Write Any Three Qs)

  1. What is meant by merchant banking? Discuss in detail the various functions performed by merchant bankers.
  2. Briefly explain the salient features of the Foreign Exchange Management Act.
  3. “A tax is a burden on the present; a debt (loan) puts the burden of repayment on future generations.” Explain.
  4. Explain in detail the different methods of credit control in India.
  5. (a) What is securitization? What purpose does it serve? (b) Discuss the benefits and limitations of securitization.

Section II (Write Any Two Qs)

  1. Sound organization is an essential prerequisite of efficient management.” Explain.
  2. What are the major differences between autocratic, democratic and abdicative styles of leadership?
  3. (a) Explain the terms authority and responsibility  (b) What is delegation of authority? How can delegation be made effective?
  4. Discuss the role of communication in an organization. What are the barriers to effective communication?




So far 85 Comments posted

  1. Abhishek

    @sanuja–>GS For ES is different when you compare the questions,the questions in ES are direct and factual and not at all conceptual,so you have to revise over and over plus remember a lot of facts.My advice–>NCERT–>MRUNAL BLOG FOR ECON+ENV+APTITUDE—->Made Easy booklets for GS(Need not purchase original book,just get a xerox form some shop)

  2. Pradeep

    Could you pls let us know how many marks for interview in RBI GRADE B and Assistant’s exam since it has been not mentioned anywhere in notification?

  3. manu

    @sanuja

    i was also thinking of asking this, anyway thanks. hey can you give some details of any blog like mrunal dedicated to IES mechanical engg or related to general studies in IES.also mrunal can you give us the strategy related to this also.

  4. rajesh

    heelo murunal sir i m totally confused …… phase 2 exam will beheld aftr two or one months from the date of exam phase 1 then why r u gvng guidance on phase 2 instead of phase 1 . I mean to say its ok u r gvng guidance but for phase 1 also u look after i want last 8 papers of phase 1

  5. rajesh

    i m having another quesry tat rbi exam didnot conduct phase 1 exam on 2012 ????? beczuse everywhere i am fidning 2011 quesion paper but not 2012???????????? for pahse 1

    1. manukoleth

      Yes the last exam in 2011 December. Like UPSC CS Exam this exam also takes close to an year for recruitment process to end.

    1. rajesh

      hey sandeep exam date for phase 1 is on the August 17/24/25, 2013. and for phase 2 The Phase-II Written
      examination will be conducted in October/ November 2013.

  6. malar

    In notification exam date is not mentioned, how u r saying that it is in august.
    also i have doubt that how much time period will we get to prepare for mains after phase 1 or we have to start now itself ah.
    also they mentioned that phase 2 marks will only consider for interview. is it so there is no consideration of phase 1 mark for final selection, it is just a gate to enter the main exam ah

    1. rajesh

      malar my bro pls read the notification fully from top to down carefully ….. well for u r answer please open rbi gradeb notification and go as guided down below

      1st page of notification——->right coloumn or right side of first page ———> under “SCHEME OF SELECTION ” para —————> then under Scheme OF Selection section go to “Phase-I ON-LINE Examination (Objective Type):”—–> Second line…

      hope so now you got bro !!!!!!!!!!

  7. Karti

    Mrunal sir,

    Plz shift some focus towards civil service mains 2013 n plz provide ur valuable guidance !!

    Regards
    Thank you sir

  8. Debu Das

    Dude….. Kudos!!! U r Doin a Splendid Job
    Would b vry grateful if u cud give the breakup of marks for each question and also the word limit to be adhered to while writing these answers

  9. nk

    mrunal sir,please come up with study plan for cs mains 2013. we are eagerly waiting and want to start early.

  10. rajesh

    ya murunal sir pls gv gudiance for pahse 1 specially general awareess and english section infact all sections very eagerly waiting for u tutorial

  11. anwesha

    Thank u mrunal sir ..for all the above info .
    Sir, could please provide us the question papers of atleast last five years of rbi grade b prelims

  12. Madhav

    Sir,
    thanks for info..one more thing which i want to know..that from where i can get all d necessary study material for rbi grade b phase 2nd..all u above mentioned like ignou courses and other stuffs.

      1. Neha

        competition here will be big so at the time of interview wouldn’t they give preference to experienced ones?

      1. exodus

        how stupid! u mean that betwn 2 selectd candidates, if one is a freshr wl get paid les than d 1 wd workex?? aisa nhi hota. salary same 4 all who get selectd.

  13. Hafsa

    Dear Sir,

    I scored 64% in my graduation but my class is second. Am i eligible for this exam?

    Please advise.

  14. exodus

    A big thank you (..Dil se) for your guidance and help Sir.
    I just want to know how importantly is banking experience required to score in rbi grade b interviews?
    I have heard people say that rbi grade b rejects freshers in the interview stage because they value officers with post-probation banking work-ex only.
    please tell me how true is this?
    please..
    i would definitely love to thank you beforehand.

      1. exodus

        i am workng as a p.o in p.s.u bt stil need 6 months more to complete probation.
        while in probatn we dnt get n.o.c n rbi clearly says probatn nt taken as work exp.
        pls sum1 tel how importnt ths is, esp. if u hav rbi intrvw expernce

  15. haritude

    Anybody facing problem while selecting date of birth …cos the year is not displaying..so not able to apply..
    thanks

  16. Rohit

    It is mentioned in advertisement that there is horizontal reservation for disabled candidate.
    Can some one clarify what does it means ?

    If a person is both OBC and Disabled, will he get reservation within reservation ?

    I am asking because UPSC does not follows this kind of policy.

  17. Raj Kamal Vatsa

    You are doing an excellent job.Please keep doing it.
    Though i dont have any suggestions but i do wish if you could get someone from RBI (who cleared grade b officers’ exam) to reveal their preparation strategy the way you do for Civil Services ,it would be higly appreciated. Nonetheless you are doing a fabulous work.

  18. Avantika

    Thank u so much fr such an useful info..u r doing a grt job.
    sir I want to ask u about the rbi grade b post exam..my que is that I am a science graduate with 71% .
    well I want to appear in this exam., but I am just doubtful whether I would be able to clear this exam especially the finance and management section as I hav not studied these subjects since a long time.so please guide me.
    Please sir help me.
    Will be really thankful to you.
    Need your guidance.
    Yours faithfully
    Avantika

    1. Neha

      if u want this job badly enough then u will get through it .i m too an IT graduate n i m giving the exam. so if u will prepare well u will b through it just follow the strategy which mrunal has given

      1. xodus

        i downloaded the study material files linked above but could not open them – some .7z format.
        pls tell me what software is required to open them n where do i get it. any link will be very helpful

  19. jelly

    Can we also have the last ten years question papers – paper 2 – Economic and Social Issues?

    Appreciate if some one could manage that.

  20. man

    sir.i am mba finance graduate, my que. is that what is the main part in this que paper which score more n easy for preparation n what is the easy part for me? Plz help me, be really thankful to you

  21. Rishi

    Mrunal Sir,

    From where can we access previous year papers of phase 1..I was scouting on the net and could get only last 2 years papers…Also can you throw some light on the pattern…from what I know, the duration of exam has increased to 3 hours this year…also, is there a time limit prescribed for each section i.e. can we go the next section only after the prescribed time limit for a particular section gets over? Please post something on Phase 1 exam pattern and preparation strategy…

  22. SATISH

    THIS YEAR WAT IS THE QUESTION PAPER MODEL?BECAUSE IN 2011 TWO TIMES THE EXAM IS CONDUCTED IN FEB AND DEC , ACTUALLY TWO PAPERS R IN TWO DIFF MODELS AND QUESTIONS IN EVERY SECTION DIFFERS?PLEASE ADVICE ME IN THIS MATTER

  23. Khushboo

    Hello Mrunal Sir..Here I saw some ppl saying that they scored 60+ percent still its second class!!!!!!
    But 60% nd above toh first class hota hai na? I m not getting dis? wats d issue regarding dis?

  24. kundan

    I have 60% in aggregate in graduation ( all years) and 1 st div. BUT this is based on only my honurs paper and excluding optional because my university provide div based on honours paper marks only. Am I eligible for RBI grade B???????????????

  25. aman

    Sir will u plz give some more detail on Finance & Management paper strategy and IGNOU BA Economics notes are not available on IGNOU site so how can we download the material?
    Thanks for ur such a valuable help.

  26. harsimran

    sir plz tell me which book would you recommend for general awareness quantitative aptitude and resoning

  27. RAJNEESH PATEL

    Mrunal sir
    So so many thanks for uploading Finance and Management RBI Officer Gr B
    U r only fair and true guide online.
    thanks, thanks, thanks alot sir

  28. ayush khandelwal

    Sir, I encountered a problem while submitting the challan, bank said that there is no mention of any account number, so, they told me that you need to have an account number on the challan itself. Can you please tell me how to pay the fee via challan??? Please help me out because the last date of submitting challan is tomorrow.

  29. sidhartha

    Hi Sir,

    Please publish how to prepare for management optional(for IAS mains). Also mention about the books that need to be studied.

  30. Maina

    Respected sir/madam,
    I have passed Bsc with 59.6% and MCA with 71.79%.I belong to general category.I wanted to know whether I will be able to apply for FCI manager post.plz reply

  31. SHAMPA GHOSH

    THE COLLECTION OF THE QUESTIONPAPERS RELATED TO RBI OFFICER IS SUPERB, A GREAT HELP TO ALL THE CANDIDATES ………..THANKS. FOR DEESCRIPTIVE PAPERS IF A PROPER GUIDE LINE THAT MEANS A SAMPLE OF ANSWER SHEET IS POSSIBLE PLEASE PROVIDE SOON…

  32. inder

    helo bhai .. need ur help.
    i have applied for HPCL HR tranee post .. plz provide their syllabus and last year exams , not getting from anywhere.

  33. Swati

    Hello I have a query regarding Grade B Descriptive papers.
    I want to know will all three Descriptice exams(English , Economics and social issues and Finance and management ) will be on same day or not.

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