[Economy Lecture3] Banking Sector: Evolution, Classification, Narsimhan, New Bank Licenses, Jan-Dhan, KVP & more

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IAS Mock Interviews
  1. Prologue
  2. L1/P6: Evolution of Banking sector in India
  3. L1/P7: Narsimhan Committee, 3-rounds of bank licenses
  4. L1/P8: Financial inclusion: PMJDY, KVP, Rupay, Small Banks-Payment Banks
  5. L1/P9: Classification of Banks and Non-Banking financial institutions (NBFI)

Prologue

  • Third lecture was done on 30th January 2015, and uploaded on youtube. Total ~2:30 hours but I’ve split it into four parts.
  • PowerPoint of the lecture, available at Mrunal.org/Download
  • Medium of instruction- Hindi.
  • English version not possible for the moment, because I’m required to teach at this batch, in Hindi/Gujarati only. Besides, same content is available in English-text articles and English PPTs on the site.

Youtube-Eco-L3

L1/P6: Evolution of Banking sector in India

  1. Indian and foreign banks in pre-independent India
  2. factors affecting location of banking industry
  3. Why was there no financial inclusion in British India, despite existence of Indian-banks?
  4. Why was RBI setup?
  5. Bank nationalization in Post independent India: Why, How, When?
  6. Problems created by Bank nationalization. How did it contribute to BoP crisis?

Youtube Link: http://youtu.be/XB9bJtb09lA

L1/P7: Narsimhan Committee, 3-rounds of bank licenses

  1. Recommendations of Narsimhan-I and Narsimhan-II Committees.
  2. Private bank licenses in 3 rounds.
  3. Bimal Jalan Committee’s “In-Principle” approval to (1) Bandhan Microfinance and (2) IDFC
  4. Bharatiya Mahila Bank (BMB) features, purpose and why is it a symbolic exercise without substance?

Youtube Link: http://youtu.be/7VCPyVXJQQk

L1/P8: Financial inclusion: PMJDY, KVP, Rupay, Small Banks-Payment Banks

  1. Define financial inclusion?
  2. Why do we need financial inclusion?
  3. Steps taken so far by various governments
  4. PM’s Jan-dhan Yojana- 6 pillars, salient features and criticism.
  5. Rupay card, what is payment gateway, how does it work? What’s the connection between Rupay card usage and 45 days?
  6. Kisan Vikas Patra- features, Shyamla Gopinath Committee and safeguards against Money laundering.
  7. Small Banks, Payment Banks: salient features-functions

Youtube Link: http://youtu.be/-MwlISnrVqw

L1/P9: Classification of Banks and Non-Banking financial institutions (NBFI)

  1. What’re financial intermediaries?
  2. What’re the difference between commercial and cooperative banks?
  3. Regional rural banks- origin, ownership, problems and amendment
  4. Cooperative banks: origin, classification, problems.
  5. AIFI (All India Financial institutions): EXIM, NABARD, SIDBI and NHB. origin, ownership, functions, past MCQs from UPSC
  6. Primary dealers: meaning, functions
  7. Non-Banking financial companies (NBFC): How are they different from Banking institutions, internal classification of NBFCs.
  8. Microfinance companies
  9. Leftover topics and the-end of Banking sector “static” portion

Youtube Link: http://youtu.be/xM3D0xaTesM

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87 Comments on “[Economy Lecture3] Banking Sector: Evolution, Classification, Narsimhan, New Bank Licenses, Jan-Dhan, KVP & more”

  1. Hello friends,pls help me.I can able to download economy lechure videos.when I play only audio is coming not video.pls give me solution.I am waiting for solution.

    1. Through what you are trying to download..
      ..i mean through PC/laptop or through mobile..
      ..
      If you are going on PC,
      Download ‘Free you tube downloader’ from DVDvideosoft..
      ..
      ..
      If on android mobile, download tubemate downloader from tubemate.net only..
      Simply download it and you will get on it through their self-instructor..

      1. I am downloding using laptop oly.wen I play that downloaded videos oly audio is coming no video.even I played it with vlc,mvk,km and media player also same problem.

        1. If you are using ‘Youtube Music downloader’, there are two radio buttons, 1. MP3 2. Video, I think MP3 might be selected by default.

    2. First go to you tube where all mrunal Sir videos are there.open new tab Just type cc converter in your browser.you will get clip converter.it will ask url in very first line .paste your you tube url over there, and select as MP4 and start downloading any kind of videos. .
      Hope it would be helpful

    3. replace ‘youtube’ in the url of video by ‘ssyoutube’ and you will be able to download video from youtube itself without requiring any additional software or visiting any additional website.

  2. Use mediafire. May be. Not sure.

  3. provide me d link of material of banking ..
    in layman language :-)

  4. sir

    Awesome lecture, infact best one i have ever seen on youtube.
    please announce the dates for next lectures.

    thanks

  5. sir,
    i dont know hindi hence i could not see the youtube videos which you are uploading so, please try to upload in english medium it will be helpful to us than reading more than twice because watching the video will help to understand the key concept clearly..

  6. Mrunal sir,

    are your videos covering all topics under economics? As in, if I watch all the videos, I do not have to go through the articles posted by you in the economics section? Is my understanding correct?

    Please respond.

  7. Hello, I have some queries, would be grateful if anybody could help.

    1. Are the PSL interest rates also de-regulated or are they decided by RBI ? Can interest of PSL be below base rate ?
    2. Which areas the interest rates are still not deregulated ?

    1. Hi Rishi,

      De-regulation means something which is not under the control of Government. All rates are related/adjusted in accordance with the base rate. Base rate is decided by RBI.
      Banks are not permitted to any lending below Base Rate (even if it PSL).

  8. sir sound is not clear……is it a problem of downloading

  9. can anyone give me the link of the note on these topics

  10. Mrunal Sir,

    Please let us know when will SBI PO and Clerical recruitment notification be published?

    Paromita

  11. What is your Message? Search before asking questions & confine discussions to exams related matter only.

  12. how to download written lectures. pls suggest steps, dowload options are not showing in the folders provided. pls help….

  13. can you help me to find videos on English?

  14. how to download written lectures.

  15. i dont know englishi hence i could not see the youtube videos which you are uploading so, please try to upload in himdi medium it will be helpful to us than reading more than twice because watching the video will help to understand the key concept clearly

  16. can anyone tall me plz that what is the name of author who write essay in THE HINDU on monday

  17. Sir iam from north east …i could not understand Hindi…so can u please suggest me for english lecture video?

  18. First purely Indian bank was Punjab national bank….but sir u r saying Allahabad bank…..please clarify it…

  19. Can anyone plz provide me the pdf files downloading link for banking…….

  20. Sir pls upload video in English please sir help nonhidi speaking peoples also sir plz

  21. Sir,are your economy notes sufficient for economics for upsc .

  22. Hi Mrunal sir, this is my first visit to mrunal.org and guess what, I adore the way you write the articles without having to use technical terms and jargon. A big round of applause to the sense of humor you have. Keep up the good word :) Cheers.

  23. Sir ,download section me jo PowerPoint ka folder h uski files ko open krne k liye kaunse app ki. Jarurt h plz sif help me

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