[RBI] Strategy for Grade B Officer exam phase-1 & phase-2 by RBI-Topper Manojkumar with his marksheet & cutoff

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IAS Mock Interviews
  1. About the author
  2. My clamour for RBI Grade B officer:
  3. General thoughts:
  4. Ice breaker and general approach:
  5. Newspaper and how to read it:
  6. Mrunal.org’s role in preparation:
  7. Topic wise approach:
  8. Phase I
  9. Phase II
  10.  Economic and Social Issues:
  11. English(Writing skills):
  12. Finance and Management:
  13. Other sources to be read:
  14. Interview:
  15. My Marksheet for RBI Grade “B” exam
  16. Conclusion:

About the author

Age24 years
HometownPudukkottai, Tamil Nadu
  • % in 10th: 91.45%
  • % in 12th: 95.75% (200/200 in Physics, Chemistry, Mathematics and Biology)
  • % in U.G: 85.6%
CollegeQualification: Electronics & Communication engineering
College: College of Engineering Guindy(CEG), Chennai (Anna university’s main campus)
Work experience
  • Senior Business analyst in Mu Sigma Business Solutions Bangalore (Oct 2012- May 2014)
  • Assistant in RBI Chennai (Jan 2016-Present)
Previous attempts
  • This was my first attempt in RBI  officer’s exam.
Tamil Movies
  • Cricket, cooking and watching tamil movies

My clamour for RBI Grade B officer:

Friends, RBI has released notification for Grade “B” Officers exam Batch 2016. Click me to apply. In this regard, I wish to share some insights from my experience.

RBI Grade B officer Manoj Kumar strategy tips
Myself Manojkumar- like many of you, I’m a small town boy  aspiring for bigger things in life. Like most of the aspirants do, I entered into the fray of competitive examinations by starting preparation for UPSC civil services examination. Economics as an important and contemporary subject was very new to me as I did not have even a little of exposure about the subject in school/college. Everything was new and interesting and more importantly it made me think more as the subject is more dynamic and mathematical. Two months into the preparation and I came to know about RBI’s Grade B officer examination. One of my friend told me at that point of time that his sister had appeared for the exam an year back and was awarded a very low score in the interview (probably single digit mark). From there on, I made up my mind that this post is something that is almost unreachable and might not even suit me as I am a minnow in this subject. Very limited number of seats(around 100 every year) added assault to injury. I continued with my preparation for CSE but there was still a great craving about this exam and post. I used to take a look at previous year question papers of Grade B post which did no good to me but only aggravated my fears. I could not even get the simplest of doubts cleared and this exam seemed to be a nightmare. That is where I came across mrunal.org which is almost a game changer for economics and its basics. A friend of mine gave several PDFs from mrunal.org which explained things in a very simple manner that I not only got clarity of basics but also developed a liking and love towards the subject. The fear that crept into my mind had also subsided. After knowing the role of RBI in nation building, I got a feeling that it can give me strength, satisfaction and respect that a civil servant gets. The scope of service is also very high as the central bank has become a major player in a world of volatile economy. That is when I decided that I would jump into Grade B exam preparation

General thoughts:

Preparation has to be two pronged: one for phase 1 and other one for phase 2. It is wise to approach the exam topic by topic rather than going book by book. Reading precise and staying up to the point is essential as the exam is objective. At the same time, it is also required to get the conceptual clarity (if not in depth, at least a basic clarity) as some questions did test the concept clarity. Moreover, English writing skills and interview requires a fair understanding of concepts. Books suggested and reference books given by RBI board are too big to cover. It is only by sticking to the syllabus that we can try conquering it to the best of our satisfaction. It is better to start the preparation with phase 2 and then move on to phase 1 with one or 1.5 months before the exam.

Ice breaker and general approach:

As this exam is a blend of banking, finance and economics, it is better to build the base before jumping into the syllabus. Complex issues like those in the economic survey can be easier with a good understanding of concepts. To start with, “Indian economy key concepts by Shankar Ganesh” is a very good book as it explains things in a simple (simpler than NCERT) and lucid manner that anyone can understand. 10 chapters and a very small book, so it always keeps you in the groove so that you feel confident once you complete the book. Chapters involving capital markets might look slightly complex but repeated readings can make it look easy. Crux here is to get a feel of what economics is and how it is very much important in the current context of nation building. And moreover, it covers basics of many topics in our syllabus such as WTO, Banking, National income, Budget, etc. It is better to institutionalise the terms by taking up discussions or taking mock vivas among friends. NCERT reading from 9th to 12th is advisable depending upon the availability of time. One can ignore theorotical economic sections like money multiplier and all the complex graphs which would automatically fall under Economics optional in Paper-III. Glancing enough can do a world of good. Our base can be further strengthened by reading PDFs in mrunal.org which is in a dialogue format (funny as well as understandable). Doing all this will make you a person who is no longer a beginner in economics. It would provide oil for your mind engine when you jump on to contemporary issues

Newspaper and how to read it:

As this exam is a test of banking/economic knowledge, there is a common misperception that one needs to study newspapers like Mint, Financial express, Economic Times, etc. But this is not the case here. I am not discouraging you to follow the above mentioned newspapers. But it is always better to channelize the resources available to get the best utility out of it. It is more than enough to stick with “THE HINDU”. The first paper of the syllabus reads Economic and Social issues. Issues is the key word here signaling that the contemporary part needs to be given more importance than the static basic parts. Also hardcore financial and economic dailies cover topic in a way that might not connect the dots between economic issues and the underlying socio economic factors for the same. Questions were even asked from Polity in Paper-I of phase 2. Further General awareness section in Paper-1 requires a general newspaper to be read rather than an economic newspaper. So, be choosy in reading newspapers that you can afford to as time is not a luxury. You could be a regular newspaper reader or a new comer. But make sure that you follow newspaper regularly as it would provide you the following things:

  • Good understanding and correlation of topics in the current socio economic scenario
  • Fodder for essay in Paper-1 of phase 2
  • The confidence to face the interview
  • General awareness section of phase 1
  • English section of phase 1
  • Current affairs in paper 1 of phase 1

It is good to keep the syllabus by heart while reading the newspaper. That will tell us what is to be covered and what is to be ignored. I am providing you here with examples of what to read and what not to

To be read:
1) GDP growth accelerates to 7.9% in the final quarter
2) World Bank announces a new criteria for calculating poverty line
3) 1.44 lakh crores of Education cess collected remains unutilized
4) 25% of children below 5 years of year underweight
5) Jats demand reservation

Not to be read:
1)L&T plans to invest Rs. 6000 crore in the coming quarter
2)Modi govt. not pro poor: Rahul
3)Egypt flight shot down

Mrunal.org’s role in preparation:

I am not writing this to praise mrunal.org but truth has to be said. IF there could be any resource that in this world can help you for preparing RBI Grade B, it could be none other than mrunal.org’s videos on “how to approach economics for UPSC”. It perfectly suits for Grade B preparation also and in fact looks tailor made for the same. In 2015, there were about 70 videos under 7 topics. I saw all the videos once and institutionalized them by utilizing the PPTs provided. I almost read it around 5 to 6 times and made sure that nothing is missed from Economic Survey/Budget. The videos are a nice craftwork of Economic survey, Budget and current affairs intertwined for the current socio economic scenario. Best thing is that it is available for free to everyone. People who are from non-hindi states might face slight issues in following the lecture but the pictures and graphics in PPTs would make it easier. Completing this and repeated revisions of the same will definitely provide an edge in paper 1 and paper 3 of phase 2

Topic wise approach:

Phase I:

General awarenessThe Hindu, daytodaygk.com monthly PDFs ,mrunal.org
EnglishThe Hindu
QuantsTIME CAT materials
Logical reasoningTIME CAT materials

Test series: www.careerpower.in  I also got good reviews about oliveboard test series. Decide the section wise order even while taking up mocks and stick on to this. My order is as follows: General awareness, English, Quants, Logical reasoning. First two sections would take only 30-40 minutes and you would have covered 110 questions. Scoring high in General awareness is very important as Quants and Logical reasoning sections are really tough to get through where clearing the sectional cut offs should be the aim.

Phase II

I am mentioning here the static areas to be covered under these topics. It is very essential to update the same with contemporary areas in these topics from newspapers, Budget, Economic Survey, Yojana, Vision IAS current affairs etc

 Economic and Social Issues:

Growth and Development, Measurement of growth12th NCERT, Shankar Ganesh, Sanjeev Verma
Poverty alleviation and employment generation in IndiaRamesh singh, Sanjeev verma, 11th NCERT
Economic reforms, Industrial and labour policy, Privitization, GlobalizationSanjeev Verma, Wikipedia
BoP, Exim policy, IMF, WB, Regional economic cooperationMost of them are dynamic. Wikipedia would help getting how these institutions were formed
Multicultarism, Demographic trends, Urbanization and migration11th Geography old NCERT Land and people, Latest census data
Positive discrimination, Indian political systemArticles and special provisions in favor of backward and scheduled classes

English(Writing skills):

“An apple a day keeps the doctor away
An essay a week keeps the mark intact”

Essay and Precise writing were the two questions asked in this paper with 50 marks each in both the questions. The name is self-explanatory where in writing skills play a major role for scoring high in this paper. This is something that comes with practice in writing. In order to improve writing in subsequent iterations, it is always important to read quality content. And Essay topics would be mostly from current socio economic issues. So there need not be a separate content that has to be read for this paper. It is all about putting the content in the right format and structure. Practicing essays and getting it reviewed from a peer who is really good at content pertaining to the topic and English language should be the key. Editorials in The Hindu which are very relevant to current economic scenario can be flagged, noted and revised for some good fodder and key stats. Economic survey, Budget, Yojana articles can spice up your essay when mixed in right proportion. It is also important not to take precise writing lightly. Taking help from online resources and practicing is a must. All these small things will definitely pave way for a bigger thing-i.e. success

Finance and Management:

Financial systemMrunal, Shankar Ganesh
Financial Markets, DerivativesNCFM materials(by Bombay Stock Exchange(BSE))
Recent developments in Banking,Public sector reforms,DisinvestmentsEconomic survey, Current affairs from Vision IAS
FRBMARamesh Singh
Finance commission recommendations, Inflation trendsMrunal.org, Rbi official site, Shankar Ganesh
ManagementQuestions were very basic and hence a basic understanding of all management terms in the syllabus is more than enough. Online resources and Wikipedia would help

Other sources to be read:

Yojana- This would provide an analytical understanding of current schemes and hence facts would become a matter of simplicity once analytical thoughts are developed
Vision IAS current affairs- Contemporary affairs are the most sought in any competitive exam. This would provide a monthly break up of current affairs and hence note making need not be done by us which would save a lot of time
Daytodaygk.com- Monthly PDFs of current affairs (factual). This is mainly useful for General awareness section of phase 1


Not getting shortlisted in the final stage after crossing phase 2 doesn’t mean that you have solely lost it because of a poor show in the interview. Most of them fall behind in phase 2 and even a better score in interview won’t help. So it is always better that phase 2 marks are sufficiently above the cut off marks so that it would provide the cushion even if something drastic happens in the interview. However it is best to approach the interview with an open mind without speculating what we would get for the interview. The panel would be very friendly and tries to bring the best in you. So it is very important not to panic to express what you try to convey. One has to really make sure that one is 100% sure about the things mentioned in the bio data which was sought by RBI services board before the interview. It is even ok to have a simple resume but overstating and not able to justify your stand will bring curtains. It is even ok to say “Don’t know” but making sure that the previous question’s poor impact doesn’t get reflected in the next one is very essential. This would put a test on your resilience and ability to perform under adverse conditions. Mock interviews are a matter of discretion and even self-talks are enough if you are confident. Create own questions and answer it as many times as you can. Throw up all the weird questions with respect to your resume and get it answered before you step into the interview hall

My Marksheet for RBI Grade “B” exam

Phase 1:

SectionMarks/Total marksCut off pertaining to my category
General awareness54.75/8016
Logical Reasoning15.75/6012

Phase 2 and Interview:

PaperMarks/Total marksCut off pertaining to my category
Economic and Social issues78/100
Finance and Management71.25/100
Phase 2 total222.25/300182


At the end of the day, even after so much preparation there would be questions that looks unanswerable. What we are doing here is to equip ourselves with all the weapons in our armory to make sure we win the battle even if we lose some soldiers. Presence of mind and application on the exam day are also going to be vital as this is an objective exam and hence elimination is the best way to go. Customize yourself by taking a good understanding of your strengths and weaknesses. You could be a Civil Service aspirant or a Banking aspirant or solely a RBI aspirant. Adjust accordingly and launch your preparation. All the Best!

Mrunal recommends

  1. (free) NCERT, NIOS, TN-Books 4 History,Geo,Sci
  2. Indian Polity M.Laxmikanth (Hindi | English)
  3. Spectrum: Modern History (Hindi | English)
  4. Maths: Quantam CAT Sarvesh Kumar
  5. Objective General English SP Bakshi
  6. Word Power made Easy -Norman Lowe
  7. Topic wise Solved Paperset by Disha

237 Comments on “[RBI] Strategy for Grade B Officer exam phase-1 & phase-2 by RBI-Topper Manojkumar with his marksheet & cutoff”

  1. @rajesh refer to the notification released recently..it says one should have qualified degree with a minimum of 60% marks

    1. @Manoj can you share your interview experience please..You have got a good score in interview.What type of questions you faced and all that???

    2. Dear Manoj, This is kiran from Central Bank of India. I appreciate you for your achievements and i request you to suggest me in the preparation for RBI.Actually i hail from Guntur (AP) and recently promoted and transfered to Balaghat(MP) .I have to be in bank from 9 to 9 at any cost .I left my preparation for competitive exams almost 7 years ago.In this scenario,I am trying hard to crack RBI.I am following your suggestions and my preparation is going accordingly but not at a required pace.I am watching Mrunal sirs videos (daily 2), following only Day2daygk website and Bankers adda website(for General Awareness),bought all the books that you suggested.But what i request you is that whether is this preparation is sufficient for phase 1 or any other to be added.I am only having 3 to 4 hours per day to study.I am not getting enough confidence.I urge you to please contact me at any time to my mobile no 9966581459 .I need to talk to you personally.Please Please…Since i dont have your contact number i request you to call me.This will be my first and last attempt to this exam.Hope you understand.Thank you

  2. can anyone share NCFM financial markets basic module study material?

    1. Brother you can search on Google for ncfm material. it easily available .

  3. I have been trying to clear RBI grade b exams for last 2 year but missed it with very few marks in both attempts.
    I could realise that i failed due to poor planning for preparation.
    I urge Mr.Mrunal to please guide me and many like me by framing a master plan that make use of each and every day starting today for preparation so that we can come out with success.

    This is my sincere request as i am able to find out my failures in last two attempts and having enough time now request someone to help me in providing sufficient guidence.

  4. suggest books for Quantitative.

    1. go for sarvesh verma’s quatum cat .

  5. What should be kept in mind before choosing subjects for MAINS ?

  6. Dear Sir,

    There is Pre-examination training held by the RBI. What exactly it is? and provide me all the information related to this.

    1. It is a training conducted by RBI for SC/ST and OBC candidates before prelims.. As far as I know, they may give u the basic preparation hints and materials related to phase 1

  7. for rbi grade b officer 2016 exam, the current affairs of what to what months are recommended??

    1. last 3-4 months is sufficient

  8. Sir have completed my b.tech in electrical engineering sir I want to give rbi grade b exam sir I don’t know how to and what to read for selection sir as per economy prospect I completed 11 12 ncert and mrunal sir YouTube lecture sir as per my engineering background I don’t know about financial management and what I have studied in economics earlier and what to read more how i tackle financial management when I saw form they have written lots of books in the advertisement I don’t think I would read all..it is very difficult sir kindly suggest me.

    1. @amit kindly stick to the syllabus and try covering it from budget, mrunal and other sources mentioned.. Try clearing phase 1 so that u will get a feel of what phase 2 looks like.. All the best

  9. Sir 2016-2017 grade b exam notification says phase 2 section 1&3 will be objective n section2 english will be descriptive so here I have confusion can u clarify on these with some examples from the exam u wrote in 2015

    1. @Isha Yes paper 1 and 3 will have objective MCQs where there were 3 categories : 1,2 and 5 mark questions. For 5 marks there will be three sub questions in each question and ur answer choices will be a combination of answers of three subquestions.. Similarly 2 sub questions for 2 marks and a single question for 1 mark.. paper 2 will have essay for sure which has to be typed just like other bank exams and other things like precis,letter writing,etc(last time it was precis)

  10. HI Manoj!!

    Heartiest congratulations for your selection to one of the premier career path available in India! I wanted to know whether any professionally qualified people like Chartered Accountants, Cost Accountants etc have been selected for this post along with you. Are they given any additional increments for their qualification by RBI. The increment clause has been mentioned in the Advertisement.

    Thanks and best wishes!!

    1. Hi Anirban!! Thank you for wishes!!I dont think so that any professionally qualified people have qualified for RBI Grade B along with me. As far as increment clause is concerned, people who those who have been certified as Junior associates and Certified associated IABF will be eligible

  11. wonderful article by Manojkumar . Deep undertanding of the examination that we are preparing for help us lead to success. Being a civil service aspirant , he find easy to gather the required materials and understanding the basic concepts . All the aspirants should make the eye of it , when time is avaialble …

  12. Can any body share prevoius year finance and management questions,,,economic and social issues,,

  13. can u please clearify about the qualification and number of attempts..

    qualification is 60% in graduation + 60% in 12th + 60% in 10th OR is it just graduation with 60% ??. (i have done btech)
    and how many number of attempts for general catagory.

  14. Hi Manoj,

    Can you tell me how shall i prepare for 2016. I have very less time left. I want to clear in this attempt only.

    1. Try to maximise ur score from gk(3 months before now) and english(depends upon how strong u r) and cross sectionals in quant and logical.. That should be the way forward as u have very less time from now


  16. hii manoj sir ist off all congrats!! its feel good to read ur article.
    i m a hindi medium student ,i m poor in English, i will manage in phase 1 but what can i do with phase 2 descriptive english.
    plz guide me

    1. I hope u r good with basics.. Try following newspaper headlines and move on to editorials and other tougher sections once u r comfortable reading headlines.. Things come by practice.. Having confidence will automatically make u reach ur target!! All the best

  17. Hi Manoj,

    can you please give some information about pre exam training? how many days and hours?

    1. Not really sure about that..Refer to the notification for more info.. I myself didnt attend the training and so could not throw much light about that

  18. Found this article really useful. Handy guidance for freshers who aspires to crack the RBI Officer exams.

    1. Thank you Jagdeep :)

  19. Hi Manoj
    I would like to seek your help for reasoning section as to how to strengthen reasoning.i mean what books to refer and of course how to attempt reasoning?

    1. I followed TIME CAT books as I was comfortable doing it. Follow any book that has a very high standard as the exam demands the same. Make sure u practise enough to do well in the exam

  20. HELLO.
    I want to start my studies for this exam from now onwards. is it possible with only a month remaining?

    1. It depends on how much u have already prepared and the knowledge that u have acquired till now. Otherwise one can give a good attempt with 6 months of sincere preparation

  21. Rbi grade b 2016 exam in the next month in september.. Do you think if i start now i will be able to clear it? If i give my 100%

    1. Refer to the previous reply

  22. Hi Manoj, congratulations to you;)
    Anyway, can you pls tell that if we begun now, as in 30 days before, are there any chances of getting selected, if we study day n night??

    1. Thank you!! refer to the previous reply :)


  24. Hello Manoj,
    Many congratulations on your success.
    It would be great help if you could please guide through the economic issues part. Will iasvision notes suffice for the same? Though you have mentioned NCERT 12TH , however, I am unable to locate several topics in it stated in the rbi notification.

    1. Thank you vartika!! Vision notes are pretty good and it kinda covers many contemporary issues..There are few topics in the syllabus which are slightly redundant like the 13th finance commission and so those topics can be ignored.. See to it

  25. if we are not download the Upsc prelim id …….then also can it count our round?

  26. Hi Manoj
    Please provide me the link to download mrunal economy PDFs asap…

  27. Mrunal Sir please guide about the General Knowledge portion in phase 1 whether it will be around banking and economics or like SSC or other state exams

  28. Hi Manoj. Congratulations on your selection. I come from chennai. Would like to get in touch with you to discuss about this preparation. My Email : [email protected]. Let me know when you find some free time, It would really be helpful for me. Thanks.

  29. according to noitification phase 2 exam also objective right?/

    1. Yes except for paper 2

  30. Hi Manoj sir,
    I m Divya and new to this sector.I m preparing for RBI grade b just after notification came.I had followed ur advice.But still m confused in GA portion. So I want to know that in GA do we need to memorize all data(mainly numbers) in order to be updated with the economic terms.Can u please elaborate the GA section.As there is also static portions soI request u to pl guide me in this section.

    1. Hi Divya,

      GA is usually facts oriented and hence you need to know what ever has happened most recent to the exams. 6 months of current affairs prior to the date of examination should do suffice for GA section. Refer to the materials that I have mentioned in the blog

  31. @Manoj Sir,
    Heartiest congratulations on your success! I would like to know the book which you referred for F&M?

    1. Whatever I have mentioned here in the blog CGS!! I was lucky enough not to get too much finance numericals when I gave the exam.. I heard good reviews about Prasanna chandra and CAIIB materials.. Compare it with the syllabus and see whether they can do justice

  32. hi friend ,
    i want to know when the allotment will take place

    1. For 2017, recruitment might start by august month or so going by the previous trends!!

  33. Hi Manoj. Congrats! Please let me know one thing, what is the transfer and posting policy for RBI Grade B? Can you be transferred to anywhere across India without your consent? Actually my would be husband is based in Kolkata and transfers can be an issue for me. Thanks.

    1. Yes u would be transferred after completing 5 years in a particular office.. Mumbai is the only exception where you can even work up to 10 years.. Anyways RBI considers requests but only for a particular tenure.. Otherwise, you should be ready to move across India

  34. hi manoj , can u tell me that the videos uploaded by mrunal in 2015 are relevant to this 2016 rbi exam i am already watching it but i am confused about the videos related to budget 2015 .should i watch those videos or not?

    1. You can refer to the latest videos of Economic Survey 2015-16 uploaded by Mrunal.


  36. hi manoj , i am preparing for RBI grade b 2016 so please let me know that from where can i get the notes for gk of last 3 months together

    1. Refer to the sites mentioned in the blog!!

  37. Hi manoj , for reasoning and quantitative aptitude is it enough to practise previous year bank exam papers??

    1. Cant say that way.. Reach a stage that u can score freely in quants and logical even when u face the toughest of papers.. Standards are way too high in these two sections

  38. Hi..Manoj..

    I am also from Tamilnadu… your article create hope among us.. Now i am working as a MANAGER in leading old gen. bank. But my aim is to be a GRADE B officer in RBI….Pls send your mail id… i personally need your guidance…

    1. Hi Gokul.. I have given it out all here.. U will discover urself when u start preparing.. Remain focussed, trust urself and proceed with ur preparations

  39. It is available online … Just make a Google search

  40. Hi again Manoj!! Are numerical questions also asked in Paper 1 and Paper 3 of Phase-II? What is the level of difficulty for the same??

    1. Paper 3 in fact has some numericals which I came to know that 2016 paper was way too tough.. Paper 1 has number related questions from E.survey and budget

  41. Manoj ! I have attempted 97 with 95% accuracy. Is there any chance of getting selected for phase 2?

    1. I think, if you are in General Category, and your marks are above 90 after deductions, you can make it. Based on last years cut-off analysis, OBS cut off is 10 marks less than General, SC,ST,OH etc are 14 marks less. Going by this it is safe to say that the cut off will be in the 89-95 range for General. (since Maths was a little easier this time, compared to last time) All the best to you! I have done 101 questions with reasonable accuracy of 90-95%


  43. Dear manoj, thanks for your information. Only out of curiosity I wish to ask you that with respect to the cuttoffs provided by you for phase-I, do you belong to open category or any other reserved category? I wish to know the same since I am expecting +3/+5 or similar to your scores as got by you in the exam appeared yesterday on 04.09.2016. Awaiting your response.

  44. Hi manoj i have attempted 105 questions do i hav any chance of getting selected for phase 2??????

  45. manoj bro,,
    i want to know about rbi assistant,,,
    previous year aug month exam nadanthathu,, this year innum notification eh varala,,now its september,, for rbi assistant , nan yentha section ku neraya importance kudukanum,,? past one year i have been attending all bank exams,, 2014-15 rbi assistant la i have written 130 with accuracy,,but naan shorlist agala,, so rbi assistant exam ku nan yentha section la adhigama concentrate pananum? please guide me bro,,, awaiting fr u reply,, thank you

    1. Sorry for the late reply.. RBI assistant exam is getting way too tougher as years pass by.. U would be knowing that there wont be any interview as well.. SO the cut offs will shoot up… U shud attempt at least 185 and try scoring 170 if u belong to General Category.. So apdi vechu paakaila, neenga ella sectionum concentrate panni daan aaganum!!

  46. What are the important/expected topics for phase 2 exam… And how to prepare Economics& social issues from now onwards? I am confused with both paper 1 & 3 . Help me please.

    1. Hi Girish.. This exam doesnt have a clear road map as the pattern is relatively very new.. Just stick to the syllabus and make sure that u give the best of ur attempts.. What I have just written is a starting guide.. Explore ur own way as u start preparing full fledged

  47. sir, i didn’t find sanjeev verma’s economy book pls provide me link or pdf of this book

    1. I dont think so that PDF is available… Search in flipkart or amazon

  48. Hello Manoj Sir, Congratzz!! how is your life as an officer going on? please can you provide detailed salary, allowances and facilities you are getting? And MOST importantly, for interview purpose, what is your exact work as an officer? what kind of business you handle on a day-to-day basis? exact job description! please reply it’ll be very much appreciable!!

    1. Hi Swarup.. Life is good.. Very comfortable in fact.. Now that demonetisation era is over, RBI is back to business.. I cant really disclose the salary and other details as our policy doesnt allow to do so.. Work profile depends on the department u r posted to.. ranging from ISSUE to Forex to Banking to HR , u have lots of department.. Most probably u will be heading a section and wil be responsible for getting the work done in the particular section

  49. very nice website to study

  50. What is the difficulty level of numerical in finance paper?

    1. 2016 paper was very tough as per the inputs by my friends who took it

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