- Prologue
- Stop feeling guilty
- Measures to become guilt free:
- How to handle Bank interview?
- Tell me something about yourself
- Food for thought: Why formal dress for interview?
Prologue
Total five articles on how to prepare for IBPS Bank Interviews
- Stop Feeling Guilty and Tell me about yourself, Stupid cutoffs and Insecurities about Profile (you’re here).
- Why BankPO? Preparing the Sales Pitch: Career growth, job satisfaction, negative factors, work-profile, Promotion, hierarchy, Sample Answers
- Banking, Economy, Current Affairs, HR and GK related questions for BankPO/MT
- Graduation related Questions: IT, B.E., B.Tech, Biotech, B.Com, BBA, Arts, sample questions from previous interviews
- Stress Interviews, When things don’t go as planned, B.Tech, Engineers and IT Why BankPO?
all those things come later, first thing is:
Stop feeling guilty
- Many of you have the IBPS BankPO/MT interviews in a few days, but still suffering from guilt, insecurity and inferiority complex because of your written score, bio data, academic profile and other personal issues.
- As long as you remain guilty- your answer tone and body language will defensive, pessimistic, submissive. The interviewer panel willnot get positive vibes to select you. Therefore, first step is to become guilt free. Let’s check the common reasons behind guilt:
Guilt#1: Low score in IBPS Written
Some random expert on internet predicted that your written score is not sufficient for final selection- citing some previous statistics about final cut offs. So now you’re just spending time inquiring on various blogs, forums, facebook communities “my score is xyz, will I get selected or not?”
I say every score is good score. And you must fiercely prepare for the interview. Why?
Reason #1: reliable work horses
If banks had to select candidate just by looking at their written score, they wouldn’t waste time interviewing people. They conduct interview to find mainly two things
- “ye tikegaa ki nahi?” (Will this guy stay in our bank or not?).
- “thik kaam karegaa ki nahi” (will this guy work sincerely or not? )
In short, As long as they get good feeling about you being a reliable workhorse, you’ll get the job- at one place or another.
Reason #2: Learning XP
- A formal interview with complete strangers gives you better picture of your own shyness, strength, weaknesses, than you’ll ever get by interacting with your friends, relatives and parents.
- The interview experience will help you prepare yourself better for the next round of whatever exam you’re giving.. that-
- “I should have prepared more from my graduation topics, I should have prepared more current affairs etc.,
- I shouldnot have said abc thing in DEF question because it lead to xyz followup question where I fumbled…”and so on.
- You cannot buy that type of mental conditioning and experience in any other mock interview conducted by anyone- because the real-life stress factor will be absent in such mock interviews.
- So, Even if you fail in a real interview=> money spent on travel and lodging is not wasted. Because it is a great learning experience that will definitely help you in the next interview for whatever job you’re applying.
Reason#3: CAT
- Many CAT aspirants give IBPS exam just for ‘fun’ or for career backup.
- CAT-2013 result will come around 14th January 2014. Then IIMs and various other MBA institutes will start their GDPI round (group discussion / personal interview). Most probably from mid-feb onwards
- IBPS allocations are to be made in March-April 2014.
- Now comes the interesting part: Most of the tier-II MBA colleges will declare their final result before IIM final results. (That’s is a loot-technique, if a candidate has given interview in both non-IIM and IIM then he’ll pay the 10-20-50 rupee non-refundable deposit in non-IIM institute for just for “seat-insurance”, before IIM final result comes.)
Similarly, some candidates would have made calculation about which banks they will not get city posting. So they’ll even forfeit offers accordingly.
- And there will be upward movement in the buffer list / waitlist.
- How much movement? Well, I cannot predict but my point is: Not all candidates with good IBPS score will finally join the bank. Therefore, You MUSTNOT lay down your weapons and accept defeat even without going for interviews- just because some gyani baba has predicted that final cutoff will be xyz.
Moving to the next guilt factor:
Guilt#2: Insecurity about “Profile”
You’re afraid because any of the following reasons:
- After graduation, you’ve spent past 1-2 years in competitive exams, without any success. So, your biodata has “empty” years and no job-experience. You’re afraid interviewer will ask tough question about it.
- You don’t post-graduation degree
- You’re from some less famous college / university
- You’ve poor academic scores in class 10-12- college or you’ve failed in some semesters etc.
- You met another IBPS candidate who has higher score than you PLUS
- he has done some special banking related course
- he has work-xp from private bank.
- he has a thick file with plenty of extracurricular certificates.
You must get rid of all these guilty feelings because:
- If banks wanted only university toppers and students with high CGPA, they’d have directly hired from campus instead of organizing exam through IBPS and wasting their own time.
- All they want is reliable workhorses who’ll not run away from non-city postings. As long as they get good feeling about you being a reliable workhorse, you’ll get the job- at one place or another.
- Time machine is not invented yet. You cannot go back in past and fix those issues. The only way is to move forward in life, is with whatever baggage you’re carrying but without feeling guilty.
- (worst case scenario) IF at all they ask you something about “why low score in class 10-12-college?” then, don’t make long stories and excuses. Just summarize what was wrong and then shift focus of your answer on how with age you’ve matured, understood the value of money, career, hardwork and you’re no longer the same lazy person from that is shown in the marksheet.
Guilt#3: Personal issues
You’re feeling loser just because your cousin, brother, sister, relative, neighbor’s kid, batch mate etc. have got high paying jobs. You think that “even if I get this PO job, I’ll be never as successful as they’re.”
You must come out of this loser mindset, because:
- 5-7 years from now, all the “career-glamour” will be over (like whatever IAS/IPS/bigger job or degree your cousins and batch mates have got.) By that time, new youngsters will take your place and all your relatives and neighbors will start comparing them and trash talking about them. So, instead of trying to please and impress others, you better pursue the career you’re interested in.
- 15-20 years from now, the only thing that will matter is: can you provide for a good education, home and life to your kids or not?
- On those criteria BankPO doesn’t suck. It has great potential, people with no IIT/IIM degrees have started career as PO/MT and made it all the way to MD/CMD positions. (More details under “Sales Pitch-Why BankPO” topic in next article click me.)
Finally, Some of you may also be feeling guilty about your looks, height, skin color whatever. Again stop feeling guilty about it. These interviews are conducted to find reliable workhorses for banking sector and not actors for Karan Johar’s next movie.
Measures to become guilt free:
first of all, Stop being in company of idiots, negative talkers, crybabies and pessimistic people. You’ve already met them in library, in coaching class, in online forums. They never study, they just keep chatting all the time:
- this time cut off has gone very high “ab kya hogaa”
- SSC has changed pattern for CGL exam “ab kya hogaa”
- this time UPSC papers were too tough “ab kya hogaa”
These type of dookhi-atmaa (sad souls) infect your brain with their negativity. So, avoid them like hell- even after this IBPS interview is over.
- Avoid taking phone-calls, whatsapp messages, facebook updates from college batchmates. They just want to talk for time pass and give you ‘gossip’ of how much salary package they’ve got, who joined which company, who got what promotion, who is dating whom etc.etc.
- Because their universe is confined to only those petty things. You’re destined to do something bigger and better. If you keep paying attention to their life and issues, then self-doubt and guilt-feeling will come automatically. Remember what the coach said to Milkha Singh “the birds who’re meant to fly high in the sky, should not keep their hearts attached to small trees.”
- Exercise regularly. Lazy brain and lazy body always picks up negative thoughts. And by exercise, I mean only two things: running and pushups. After a few weeks, you’ll automatically start feeling good about yourself, every time you look in the mirror. And then self-confidence and positive vibes will come automatically.
- In your head, Keep telling yourself “I’m totally awesome.”
How to handle Bank interview?
A conventional IBPS Bank PO interview runs on following pattern
- Tell me about yourself (introduction) + followup on personal qs.
- A few questions on graduation
- then “why Bank PO”
- Then a few questions from banking sector.
- If time permits, some more questions from economy, current and GK.
Since every panel has to handle hundreds of candidates over a span of few week, the Average interview time is ~10-15 minutes. That’s a double edged sword.
good because | not good because |
|
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Given this short duration interview, you must prepare certain answers in advance.
Tell me something about yourself
Very common question. The moment you enter room and sitdown, one of the member may ask
“Please introduce yourself. OR tell me something about yourself.”
Experts are divided on its ‘right’ answer:
VIEWPOINT #1 (CONSERVATIVE) | VIEWPOINT #2 (LIBERAL) |
answer should be only limited to these things
|
Apart from those details (name place etc.),he should also mention “Why you want to join banking sector.” |
Should not mention hobby, family members.Because those things are considered informal conversation. | should also mention following:
|
- You can try either way, or mixture of both BUT answer must be at the tip of your tongue.
- If you don’t prepare this at home, you will fumble during interview and you might forget mentioning some important information.
- You must also prepare all the routine ‘followup’ questions associated with “tell me about yourself” question. for example
tell me about yourself | follow-up question that should be prepared in advance |
Myself ____. Or My name is ____. |
|
I’m from ______. orI belong to _____.Note: After speaking this, take a little pause so he may ask you a followup question. (Which will be safe than if he asks something from graduation!) |
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I’ve done ___ from ___ college of ___ university in the year___ with ___ class.Notes:
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(more about graduation based questions in separate article, click ME) |
Work XP: For last ___ years, I’ve been working in ____ company as a _____.Note: Don’t immediately start explaining why you want to leave that job. Let the panel ask you a follow-up question. |
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Ex-Serviceman.I’m an Ex-serviceman, I served from __ to ___ in ____. |
|
(optional) Family: My father is ___.
Mom is ___. Brother/sister is working in ____. |
|
In the next article, we’ll see the second question: “Why do you want to become a BankPO?” click me
by the way…
Why formal dress for interview?
Copying a few lines from NSA Shiv Shankar Menon’s speech to IFS officers:
A word about dress. Some younger colleagues have asked me why dress so formally and why they could not dress as they chose. The answer is that we normally dress to make the other person take us seriously and to be persuasive, not to express our personalities or look good or stylish, or for comfort.
Like it or not, people judge you by your appearance. How we dress depends on the culture we operate in and the statement we choose to make.
I have a theory about why diplomats, soldiers and bankers dress so conservatively, each in their own uniforms. Notice how the more an occupation deals with risk, the more uniform their dress is? A soldier risks his life, the banker risks your money, and the diplomat deals with the risks of war and peace.
It is in order to convey the assurance that they know what they are doing, to reassure society, the client or the interlocutor that these professions dress in what amounts to a uniform. And it seems to work.
(end of copy paste)
For more on IBPS, visit Mrunal.org/IBPS
As per the advertisement CWE_PO_MT_IV_27_06_2014 it is mentioned in the documents required for the interview list :
(ii) Valid system generated printout of the online application form registered for CWE PO/MT-IV
But the same is not available on ibps website – no such link
Therefore how to get it. Please help
Thank you
PO interview candidate
link will be activated soon.
What questions are expected in New India Assurance Exam Administrative Officer ( Scale I ) in general awareness section ? Will they be from banking industry or insurance industry or anything else ?
I ATTEMPTED 115 QUESTION IN IBPS PO 4 (GENERAL )…M SHORTLISTED FOR THE INTERVIEW…PLZZZ TELL ME HOW TO PREPARE FOR INNTERVIEW??
HEY DO YOU KNOW HOW MUCH MARKS HAVE YOU GOT IN PO EXAM
I HAVE SELECTED FOR INTERVIEW AND I DONT KNOW THE MARKS
AFTER LOGING THEY SAID YOUR MARKS WILL BE DISPLAYED AFTER
THE INTERVIEW
IS THIS RIGHT …….
Sir I qualified written exam of ibps Po…and there will be interview soon…I did bsc in 2012.. And scored second division… Plz suggest me how to prepare for this as I am too confused…thanks in advance
Hai
if we do not have certificates in hand for IBPS INTERVIEW what all alternatives ?
i just applied for PC and Marks memo and it it tkes almost two months to get them
Sir ,
I’m selected for ibps po4 interview … i’m an engineering candidate..sir send me the mock interview questions with sample answers …..for interview pls help me..
sir i have qualified for ibps po interview .i belong to OBC . sir in notification i has been mentioned that for obc candidates “OBC CERTIFICATE SHOULD SHOULD BE VALID ON 11-8-2014(which is yhe last date for online exam registration for ibps po). but sir i have obc certificate issued on DECEMBER 9 ,2014 .WILL they valid this on or not… please rply me sir it is very important for me …..
Sir plz help me… I have completed b pharm. Graduation . N after that i had taken admission for m pharm n started preparing for competitive exams… So i decided to quit m pharm in 2nd yr ( i have passed 1st. yr) n didnt complete my thesis. Now i have qualified for ibps po interview. So plz suggest me how to justify about my incomplete post graduation .
IBPS PO Interview letter are released..
anyone has interview in bhopal on 19th jan..
Going from gwalior..
sir my expectation for ibps po 4 is approx 105 (gen.). so how many amarks do i need to get for the final selection. Is there any chance for me to get into any bank
thnku so much…. very helpful article.. keep updating.. plzzz.
Hey,
I have made it to the IBPS interview . But I do not know my marks in written. Did they provide marks this year ?
Right Now there is no link that would show score card.
Any alternates available ?
Marks for selected candidates will be displayed after the completion of interview process.
Hello all !
for those who have cleared IBPS PO 4 and are waiting for interview please share your preparation strategy . What are you learning what are the current and static topics that we should prepare for interview..please reply
I am banking aspirant , preparing for IBPS interview, I want to know shud i mention in my introduction dat I come 4m a family of Bankers (cz my father , uncles , Aunts n also my grandfather ) all are n were working with different Public Sector Banks..?
Also, Should I mention dis fact as a source for my inclination towards getting into banking…??
Hello….Sir I m a mtech final year C.S.E student. ..should I tell the interview panel abt ..my mtech or not….I m in doubt that..telling about my mtech. Can be a negative point ..like u r overqualified ..or some other questions like why don’t u go for research…. Plz help me ..
IW Details- Venue Sector 62 , Noida. Date Jan 25, 2015. Document Verification- 12:30 PM. IW- 1:10 PM. Although reporting time was- 1PM. Panel- 5 members (1 female, 4 male). Questions-1) Tell about ur family? 2) what u have prepared? 3) NABARD Function? 4) 3 special features of JDY? 5) Nationalisation of banks? 6) BPLR? 7) DIGCC 8) SHG ? 9) PSL & % ? . U may go now. 1 handshake. Thank You Mam n Sirs. HAPPY REPUBLIC DAY.
IW- quesn 10- PSL can be used for profit instead of giving to poor? Quesn 11- Name banks headquartered in Delhi ? BMB, PNB, OBC, PSB
IW quesn 12- lead bank scheme?
12- lead bank scheme?
Ae bhaiyon….ssc cgl 2015 tier 1 ki tyaari kaise karun
+which coaching will be good
Plz hlp yr…….tym is less
Hey! i had my interview on the 27th at United Bank of india in Kolkata. The questions they asked are as follows –
1. Tell me something about yourself
2. What have you prepared?
3. DICGC full form and what and who are insured by it
4. What is PPF?
5. Difference between Banker’s cheque and Demand Draft
6. Difference between Withdrawal slip and a cheque
7. Functions of RBI
8. Does RBI determine the exchange rate of the Indian currency?
9. What is monetary policy?
10. Impact of NPA’s on banks
11. What are Bills of exchange?
12. What are Promissory Notes?
13. Is currency a bill of exchange? Is demand draft a bill of exchange?
I would like to thank Mrunal for his invaluable help in my last minute preparation for the interview. The latest SPIPA videos uploaded were also a big saviour. I hope i make it to the selection list.
22nd jan
Panel XII
I entered smiling.
4 male and 1 female
Wished all of them and was asked to be seated.
Chairman- Tumse pehle jo 2 aaye the wo to kafi serious the, tumhe pressure and tention nhi hai interview ki?
I- Sir, pressure and tension le li to I’ll not be able to give my best and sir its my normal way of conversation.
Chairman- ok, is se pehle kabhi tie lagayi hai??
I- yes sir, job bhi interview diye hian un sabhi me tie lagayi thi and coll me presentation k time bhi
Chairman- is se pehle konse interview diye and kya raha?
I- replied (ans related to defence)
M1- asked ICBM (Intercontinental ballistic missile), need for india
I- Intercontinental ballistic missile
M1- navy chief and air force chief??
I- replied
M2- u said dat u have done comp sc. Engg and in your degree its written comp sci & engg. Why is it so??
I- replied… its just the nomenclature… both are one and d same thing
Lady- what is IP address and how can we get d IP address of any comp??
I- relpied
LADY to fir pagla gayi…PO ki jagah IBPS SO ki interview banae lagi
DBMS, RDBMS, Data warehousing and mining
at last mujhe kehna pada ki madam mujhe aage nhi aata….(maaf karo mujhe :P)
den paased the baton again to chairman
chairman- fav subj?
I- maths
chairman -fav topic in maths?
I- algebra and geometry
chairman- tell me what is (a+b)(a-b)
I- ye bhi koi puchne wali cheej hai (hahaha)
chairman- types of triangle…
I– jeeyo sir ji…. Aur pucho aise ques…
chairman- ek triangle ki bahut famous property hua karti thi??? Do u remember it??
I- sir wo property abhi bhi hoti hai (hahaha,, everyone laughed)..den explain PYTHAGORAS THEOREM
M4- ur hobby??
i- palying and watching cricket and cooking
M4- wat do u cook?? Something like Mutton keema ??
I- no sir, I am vegeteraian.. so used to cook veg only
M4- veg bhi koi khane ki cheej hoti hai…. Achha tell me name of 3 chefs…
I- replied
chairman- thanku NEERAJ… you may go now..
thanked everyone
and left
PO ka iinterview aisa hota hai
na koi banking se related ques na current affairs se
wese theek hai.. bach gya main un sab se
22nd jan
Panel XII
I entered smiling.
4 male and 1 female
Wished all of them and was asked to be seated.
Chairman- Tumse pehle jo 2 aaye the wo to kafi serious the, tumhe pressure and tention nhi hai interview ki?
I- Sir, pressure and tension le li to I’ll not be able to give my best and sir its my normal way of conversation.
Chairman- ok, is se pehle kabhi tie lagayi hai ??
I-(shayad knot sahi na tie hui ho) yes sir, job hi interview diye hian un sabhi me tie lagayi thi and coll me presentation k time bhi
Chairman- is se pehle konse interview diye and kya raha?
I- replied (ans related to defence)
M1- asked ICBM (Intercontinental ballistic missile), need for india
I- Intercontinental ballistic missile
M1- navy chief and air force chief??
I- replied
M2- u said dat u have done comp sc. Engg and in your degree its written comp sci & engg. Why is it so??
I- replied… its just the nomenclature… both are one and d same thing
Lady- what is IP address and how can we get d IP address of any comp??
I- relpied
LADY to fir pagla gayi…PO ki jagah IBPS SO ki interview banae lagi
DBMS, RDBMS, Data warehousing and mining
at last mujhe kehna pada ki madam mujhe aage nhi aata….(maaf karo mujhe :P)
den paased the baton again to chairman
chairman- fav subj?
I- maths
chairman -fav topic in maths?
I- algebra and geometry
chairman- tell me what is (a+b)(a-b)
I- ye bhi koi puchne wali cheej hai (hahaha)
chairman- types of triangle…
I– jeeyo sir ji…. Aur pucho aise ques…
chairman- right triangle ki ek bahut famous property hua karti thi??? Do u remember it??
I- sir wo property abhi bhi hoti hai (hahaha,, everyone laughed)..den explain PYTHAGORAS THEOREM
M4- ur hobby??
i- palying and watching cricket and cooking
M4- wat do u cook?? Something like Mutton keema ??
I- no sir, I am vegeteraian.. so used to cook veg only
M4- veg bhi koi khane ki cheej hoti hai…. Achha tell me name of 3 chefs…
I- replied
chairman- thanku NEERAJ… you may go now..
thanked everyone
and left
PO ka iinterview aisa hota hai
na koi banking se related ques na current affairs se
wese theek hai.. bach gya main un sab se :p
Venue : Varanasi, Date : 24.01.15
Knocked the door with a slight push. The panel says to come in. I entered the room and wished, first to the only female panelist and then to the rest of the males. They said to sit down and asked me to tell some thing about me in Hindi. I sat down, I thanked and started “Sir, My name is….”, they interrupted and said to speak in Hindi as the question was asked in Hindi. I started and introduced myself….he interrupted in between…
1. What is a balance sheet?
2. Two main parts of a balance sheet?
3. What is assets and liabilities?
4. Name one asset which is not written on balance sheet.
5. How many brothers and sisters I have?
6. Name the cities you have studied in.
7. What does my brother do?
8. What does my father do?
9. What topic I prepared for the interview?
10. What is NDTL?
11. Full form of NDTL?
12. What is Bank rate?
13. Who told you this definition of bank rate? Mahendras?
Then they told me to leave. I left wishing them a good day ahead.
IBPS Interview @Jaipur on 24 jan. The verification panel was utmost disgusting consisting of retired bank personnels who were arguing over every possible thing. Anyways, the interview started at nearly 3:30 pm(scheduled time-1pm) ..
Panel has 5 ppl (4 males and 1 lady).. Let them be chairman, male and female. The other two males were just show pieces.
I knock at the door, peep in and seek permission to get in. Permission granted. I wish everyone good afternoon(lady has to be wished first). When they ask me to sit down, I wish them ‘happy basnt panchami’. Male seems impressed.
Chairman-Kafi sahityayik(literary) naam hai tmhara.
Me-Sir, father kafi believe krte hai hindi calender me.
Chairman smiles and says-Accha batao kya puche tmhse, kya padke aaye ho.
<>
Me-Sir, jo bhi aap puchna chahe, i’ll try my best. Chairman seems impressed and says ‘Wah’.
Rapid fire round starts.
Chairman-Accha ye plastic currency suna hai?
Me-Sir, as far as I have studied, plastic currency me imply to two connotations. One is the plastic notes that RBI wud circulate on trail basis. Other is the debit and credit cards. He nods.
Lady-What r the types of debit card?
Me-Ma’am, silver, gold and platinum category. Other categorisation may be shopping card, petro card and any such card. ShE seems satisfied.
Chairman-What are the diff platforms of of these cards?
Me-Sir, mastercard, maestro and visa. Latest induction is Rupay debit card.
Chairman-Ahha.. Jab itne saare hai to ye rupay wale ki kya zarurat pad gayi?
Me-Sir, NPCI has launched this indigenous platform so that data can be processed faster, data can be stored in our own country and we can do some capacity building.
Chairman-No other reason?
Me-Sir, sry can’t recall anything beyond this?
Chairman-Beta, RBI ko paisa milega.
Me-Sir, thnx for the info.
<>
Over to lady.
Lady-tell us about ur strengths and how will u ensure profit to organisation?
Me-replied citing work experience.
<>
Male-Aim of bank nationalisation. Aim of rrb. Aim of ‘Make in india’.
Me replied safisfactorily.
Chairman-Thats all.
Me-Thanks sirs and thnx ma’am.
Board was cordial. Interview was Faadu esp chairman was very happy.
What is your Message? Search before asking questions & confine discussions to exams related matter only.
Name :- Sumit Kumar Tiwari
Quali :- BE (CSE)
Category :- gen
Location :- Dena Bank Bhavan , Ahmedabad (PANEL 1)
Time :- 8:00 AM
Date :- 24/1/2015
Total interview duration :- around 4 minutes .
Written result :- 91
1st thing :- doc verification . Staff was very friendly . we were offered tea before doc verification . doc verification is taken seriously and any anomaly is not accepted . There were 2 panels . Mine interview came around 11:30 AM .
Me :- may i come in
All :- yes with a big smile on everybody’s face . asked to take seat . (i was smiling , confident)
Total 5 members in panel (4 male , 1 lady ) . Table on which they were sitting was slightly bigger then what we find in our school and colleges . so 2 members were almost sitting by my side and i had to turn complete 180 degree to view everyones face .
M1 :- sumit ur father was in army right ? (i was schoked , as i never mentioned this thing anywhere in my form or anywhere else . may be they have predicted it from my short hair cut and my native place from jharkhand )
Me :- yes sir , he served in Indian Army for 26 years . also during 1999 kargil war . retired in 2010 and is now working as an estate manager in Safal construction in Ahmedabad .
M1 :- ok ok . Tell me something about AFSPA .
Me :- ( again schoked . It was like my SSB interviews again . same military questions . after my grad i attempted 6 SSB’s for army-airforce–navy and was very much preapred for all question like this) .
Sir AFSPA is enacted in areas where public disorder increases and situation is no more in control of police . With AFSPA army get special powers like searching any house or vehicle or person without warrant and can even kill someone . the army person will get legal immunity even if he kill some one .
M1 :- sumit have u heard of any incident where any army soldier has been court martialed for this ?
me :- I said yes sir . 3-4 months earlier there was an incident in Badgaon in kashmir where army soldiers accidentally killed 2 young guys and were court martaled for that . (when i said the word BADGAON the main interviewer was like waiting for that word pointed to another interviewer . looks like they were debating on this before my arrival and couldn’t find the word BADGAON) But above all thanks to me . i read newspaper daily and knew this incident very well .
M1 :- what exactly happened in Badgaon?
me :- sir 2 young boys were driiving , reached an army post , army asked to stop , they did but their car skid due to snow and army opened fire .
M1:- sumit do u know a lady in North east has been protesting against AFSPA ?
me :- yes sir , her name is Iron Sharmila . she is from manipur and she says India is worlds largest democracy and how can it keep AFSPA like laws and blah blah .
then he said to other member in gujarati that she is protesting for 35 years and do not even drinks water and is able to walk . i was sure now that they were debating on this before my arrival .
M1 :- sumit which is highest gallantary medal in army ?
me ;- sir it is PARAM VEER CHAKRA . in india we have medal for both war time and peace time . Param veer chakra is given during war time . (i didn’t explain peace time ones) .
M1 :- isn’t MAHAVEER Chakra the highest gallantary medal ?
me :- this time i explained completly . Sir during wartime we have 3 medals Veer — Mahaveer–then Param veer chakar . during peace time we have Ashok—shaurya–kirti chakra . (again thanks to SSB interview i knew these things very well)
M2 ;- sitting right of M1 . how banks earn other then charging interest on loans ?
me :- selling bancassurance . and then comes the worst part , i forgot all others like ATM charges , charges while providing some facility etc . but i said sir remember this one only .
M2 :- what is NPA ?
me :- well this was the question where i covered the previous questions loss . I expalained NPA is non performing asset . bank take deposit from people — loan it to needy people or companies — when they fail to repay — asset get converted to NPA . but not directly . their is a time limit of 90 days .
NPA has 3 types . doubtful—substandard–loss (explained all) and then said earlier it was difficult to recover as people would go to court then DRT was formed but it also clogged so finally SARFAESI in 2002 was passed and then i explained full form of SARFAESI and what facility it provides .
My answer was long , correct and complete . everyone was like han han acha hai . everbody was silent then . guy sitting on my left who never really paid any attention towards me during whole interview was also listening with full attention .
They all were satisfied . No more question after this . Panel was easy on everyone though i found the lady member polite then others . they asked me to leave . i thanked all and left .
During the whole interview i was smiling and was confident and not at all nervous .
My written result in 91 . let us hope for the best . Mrunal sir website was a gr8 help . my NPA answer was completly taken from this site .
My advice to future candidates :- Friends , do not worry at all . many candidates out their got nervous and failed to answer . so just chill . even if u do not know answer , just say i do not know . u people have already done so much hardwork and defeated so many candidates to reach interview , just don’t screw everything with nervousness . ALL THE BEST …………
hii,m belongs to sc category & having caste certificate as per d central govt.format but it is in hindi language…interview k time chalega kya ??
hello
in ibps clerical they reduce the score of written + interview in ration of 80:20. and put it at a scale of 100.
can anyone explain me how to do this ?
wt if smone has score 130 marks?
Multiply your written marks by 0.4 and interview marks by 0.2 and add them. You will get your marks out of 100. 80% weightage is given to written and 20% to interview.
Hello sir…
I got selected for Junior clerk in court of gujarat……. at my hometown (posting)
and also for bank clerk , dena bank…..
Which one better?
As i wnt to further prep. for SSC CGL…… is it good choice ??
Thanks…. :)
Mere documents/DMCs m only name h no surname but final year ki DMC or degree m name and surname h..isliye maine ibps form m bhi name and surname kr diya..kya interview k time koi dikat ayegi??? Ager problm h to kya krna chahiye plz help
Sir,
Mujhe lgta hai ki mai hindi me interview achhe se de skti hu waha pr English complsary hoti hai kya
Hello Good Morning Sir..
I am Alpesh Mahera and I have read some materials . I have finished LLb in 2010. I have flled for the SBI Special officer – Deputy Manager Law. So give an information for the books and what to read.
plz reply..