[RBI Grade “B”] Interview Preparation, Work Profile, Career Growth related information from ex-RBI Officer cum UPSC Topper Ramdhan Dagar

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Unacademy Plus Mrunal Economy for Prelims and Mains UPSC!

This article meant for those who cleared RBI Grade “B” officer written exam in 2013 and preparing for interview stage:

  1. Prologue
  2. Questions asked to me:
  3. WARNING about low scores
  4. My observations about the RBI Interviews
  5. Work-profile of Grade “B” Officer
  6. Career growth/promotion as RBI Grade “B” Officer
  7. Job Hierarchy in RBI


I had asked Mr.Ramdhan Dagar to share some wisdom about RBI interviews. (He was serving as RBI Grade “B” officer, then he got AIR-500 in Civil service exam 2012 exam- that too without coaching, and left the job.)
–start of copy paste–
Mr. Dagar replies through email:
Although I don’t remember all the details of what transpired during my RBI interview in 2012 now, but this is what I can share:

Questions asked to me:

Ramdan Dagar UPSC Topper RBI Interview

  1. Graduation related: Two questions from cost accounting relating to standard costing and cost benefit analysis because I am a graduate in commerce.
  2. Location Based: They asked a lot about the social problems plaguing my home state (Haryana)- the most prominent was obviously relating to khap panchayats and the status of women in Haryana. Some questions about the industrial development in Haryana.
  3. RBI related: Absolutely nothing from economics. The entire interview related to questions on my educational and personal background.
  4. Hobby based: One question about my hobby.
  5. And one question that i distinctly remember was “are you preparing for civil services‘ and if yes what are your optional subjects?. (My advice is don’t try to hide it from them because they will ask this question only when they get sure about the candidate being an IAS aspirant).

WARNING about low scores

  • RBI is notorious for awarding very poor marks in interview. There were people with me in training who even got 0(ZERO) out of 50.
  • Scores of 5,6,7,8,9 10 are pretty common.
  • Even people from the senior batches had same type of pathetic marks in interview.
  • By the way I got 24 marks and the highest was 30. (Mrunal comments:- you had recieved three digit scores in each paper of Public Administration in civil service main 2012- that too without coaching, and now we know that you even got high score in RBI interviews. Indeed man, **respect**)

My observations about the RBI Interviews

  1. I didn’t find any coherency between the interviews of mine and my friends(when we discussed about it during our training in Chennai)
  2. It was total random stuff thrown at almost all the people but yes guys appearing this time should brush up their bio-data, the basic fundamentals of Indian economy and RBI related current affairs.
  3. One interesting thing about the interviews for the grade ‘b’ is that it is one single panel which interviews every candidate.
  4. The panel goes from one center to another to carry this out and the people interviewing are 5 out of which one would definitely be a very senior functionary of a public sector bank (executive director or something).

Work-profile of Grade “B” Officer

  • It depends on the department the person lands up in and also on the regional office to some extent.
  • The best place to work is obviously Mumbai for the simple reason that you can learn the in & outs of central banking there because of it being the headquarters.
  • But yes there is immense diversity in the work that you do even within the departments.
  • There are very good departments like the rural planning and credit dept, foreign exchange dept, external investments and operations dept., banking supervision etc and
  • Then there’re graveyards like the issue dept.(dealing with currency), estate and premises dept etc.
  • Overall the work culture is quite good with some excellent facilities provided to the employees.

Career growth/promotion as RBI Grade “B” Officer

  • There is nothing to worry about in this one as it is only the grade ‘b’ officers who rise on in the organization and occupy the top seats.
  • There are 2 (out of 4) posts of deputy governor reserved for grade ‘b’ officers.
  • Also all the executive directors and regional directors are people who were recruited as grade ‘b’.
  • Currently there’s problem only with the first promotion which takes about 7 years and then its 4 to 5 years on an average.

Job Hierarchy in RBI

  1. Governor
  2. Dy. Governor (total 4) please note: two seats are reserved for Grade “B” officers.
  3. ED (total 10)
  4. chief general manager (regional director) (gr f)
  5. general manager (grade E)
  6. deputy general manager (grade D)
  7. asst. general manager (grade C)
  8. manger (grade B)
  9. Asst. manager (grade A)
  10. senior assistants
  11. assistants/ stenographers
  12. other staff

The thing is about 90-95% people are under grade ‘b’ DR( direct recruit).

—end of copy paste.—
Thanks a lot Mr.Dagar, for sharing these details with the aspirants.
@RBI players, kindly share your detailed interview experience in the comments, when it is over. Best wishes.

Indian History Freedom Struggle Pratik Nayak

140 Comments on “[RBI Grade “B”] Interview Preparation, Work Profile, Career Growth related information from ex-RBI Officer cum UPSC Topper Ramdhan Dagar”

  1. I m second year student doing economics honours
    from B.H.U. I want to start my preparation for
    RBI grade b from now onwards. since I have
    sufficient time what strategy should I follow. sir plz
    suggest it would be of great help
    Thank you

  2. Hi
    My self praveen right now i am preparing for rbi assistant i want ro know how many rounds will b there in interview and i want tips to pass rbi exam plzz help me i am in financial prblms plzzz

  3. Hi
    My self praveen presently i am preparing for rbi assistant post i want tips to pass exam and interview and how many rounds will be there for interview plzz help me

    1. rbi asst math me kitana simplification ayega and english tips dijiye koi

  4. i am now sbi Po
    now m running ma 1st year from ignou

    Now graduate with 75 %
    education career 3 years gap between class 10 & class 12

    This gap effects in rbi selection??general category…please reply soon.please

  5. Hi,
    this is Sandeep I do job in bank. I do preparing of rbi grade b officer. but I knw my question is diff. I want to know how is probation priod in rbi. how is work profile ? Have u any idea of after probation prioed over any candidate lose their job in case of not gud in work?

    I want to knw safety level of job while after change my confirm job

    I am handicapped so I have to know

    plz Give me reply

  6. congrats debbie for your achievement. It was good to learn that you are a life science student. I too am a student of lifesciences and now want to prepare for RBI grade B . i just wanted to know how to commence the preparations and begginers level books for economics and finance to start with as I am totally novice in these areas of studies.

  7. Any tentative date about the mains result 2014 rbi grade B?

    1. Its out. Do check and immediately do what they ask you to do. Else chance will be lost. I am in!

      1. hi hari i m too going for grade b interview can u tell me how to prepare for interview??

  8. Hi everyone!
    Presently i am doing b.tech(right now in 3rd year)
    Can i appear for the exam when i enters in 4th year as it takes long to complete the selection ptocedure.
    Then i can join after my graduation is finished.

    Please reply

  9. I have a very serious question sir. I am Rahul yogi, graduated from IIT BHU with B.Tech and M.Tech. currently a faculty in ALLEN(iit coaching). The question is , do they take freshers ?? I really want to get through. Please give me some valuable suggestions in this regard. Please… Help

  10. I tnk it is banking terminology, RBI role in economy, current socio-eco-poli developments and about self study, experience would make an interview.

  11. I just cleared the Phase-2 of RBI-GR-B officer exam , held in Sep,2014.
    Now searching for the materials which could be helpful.
    If anyone has the reference, kindly help

  12. Congrats debbi. Can you please share what are the vision standards for rbi grade b officer in medical test as i have low vision (6/18) in one eye and another eye is perfect.i am a aspirant of rbi grade b officer

  13. I have 61% in BE final year.. We get degree for final year marks in pune uni. so i hv first class degree but my four year aggrigate is 55..i am OBC..Am i eligible for grade b officer??

    1. Same here.. Please tell me…

  14. can anyone plz suggest how to begin prep for phase two?i am not from economics background and I feel lost.

  15. i am interested to join RBI . i have completed my Btech (electrical engg) and also my Mtech in electrical engg. but i am interested to give RBI grade B officer exam. can i give the exam
    if yes how to prepare and is there any problem as i am from engg background. so please help me and send your suggestions to my email id: bibhuprasadmoharana2010@gmail.com
    waiting for your reply
    thank you

  16. hi my name is asutosh now iam starting to prepare for rbi grade b exam, so can anyone suggest me which books i should refer for ga and english section of phase 1…………..plz reply soon

  17. I got in, too. Still in shock because by my assessment the interview had gone pretty much below par. Perhaps my written examination marks tilted the scales in my favour!
    I just wanted to drop a note of thanks for this website. I already work in a state run bank and was in the middle of a pretty stressful transfer during the exam(s) – this site was a huge help for preparing in short bursts. Two thumbs up!
    And Debbie, let’s be friends! I’m a life science postgrad too! :)

  18. Mrunal Sir…thanks a lot for everything you are doing for aspirants…You helped me get selected as RBI Grade B this year..You helped a non economics student crack Grade B..that speaks a lot for your guidance.. gratitude and respect..

    1. congrates,how did u prepare?book name?without coaching?

      1. thanks…only mrunal sir and yes without coaching….

  19. Sorry I’ve come around to this only now, but I wanted to say thanks for all the information on this site. I got selected as well and to be honest this and a couple of other websites are all I used – am a PO with a state-run bank and was going through a particularly stressful transfer at the time of these exams. Thanks a bunch for the well-organized and up-to-date info in clear language.
    I am, however, a bit bummed about no information from RBI post-selection. Does anyone know how long this takes? And when are the medical exams etc?
    Not looking forward to Chennai in summer. Sigh.

  20. Please tell me, where to start from for RBI grade B – 2015. I am new to it. Please…. I will be highly grateful to you…. :-)

  21. Sir I wanted to know whether one gets sufficient time to prepare for civil services after they are selected as Grade B officers? I mean will the job be hard or does it provide sufficient free so that one can prepare.

  22. Hi mrunal sir i read a lot about mrunasl.org one question i would like to ask is,whether a person who got second division in 12th class but he has a first class in degree but that degree is of hotel management, so do rbi people give a chance to those to appear for grade b officer

  23. sir i hv done ma with 59 percent marks plz tell me that m i elgibile for 2015’s rbi b grade exam my graduation percentage was 50 and i m general

  24. Plz suggest m book list for phase2…

  25. Hello sir i need ur advice iam a law graduate weak in maths and aptitude thinking fr rbi b grade but given my condition should i give my precious yrs for this exam or drop the idea since 90 percent of candidates must be already strong in eco msths etc i don’t want that my time n effort get wasted in wrong direction

  26. hey

    congrats to debbi and trippy. thumps up for both :)

    i jus wanted to know is it that rbi grade b panel of interviewers prefer candidates with job expirience.. m pursing m.com from delhi scool of economice. no work ex. would b i be least preferred ?

  27. hey

    thumps up for both :)

    i jus wanted to know is it that rbi grade b panel of interviewers prefer candidates with job expirience.. m pursing m.com from delhi scool of economice. no work ex. would b i be least preferred ?

  28. Dear Debbie,

    I got 75 marks and cut off is same, so what i do the next?

    This recruitment for only one post in Grade A

    Kindly guide me

  29. RBI Grade B admit cards out

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