- Readymade books for APFC exam
- Cost Factor
- Paper 1 General English
- Paper 2 General Studies
- Two rules to crack this exam
Important Updates:
19 September
Accountancy Study Material Added: CLICK ME
11 August
- For Videos containing explaination of Aptitude questions of earlier APFC exams: Click ME
- The Previous Years’ Question papers of APFC exam are uploaded in a separate article, click me to download them.
- I’ve archived all the important articles related to APFC exam, on this link: www.mrunal.org/apfc
Question from a Visitor
Could you please tell me what should I study for the post of Assistant Commissioner of Employee provident fund I have checked the syllabus but if you could tell me what should I study(I mean reference books etc.).
Readymade books for APFC exam
- Exams like APFC are not taken at regular interval, so whenever such exam comes, some bogus moneyminded publication houses, just copy paste few paragraphs and pages related to the syllabus topics, from other books and publish a Guidebook for APFC exam, containing 300 pages!
- After 1 month, These people will just change the book cover release the same content for Sales Tax inspector’s exam! Therefore such bogus quality readymade books or study material does not serve much purpose.
- Reason: Many candidates also prepare simultaneously for UPSC, State PSC, Banks, SSC and similar jobs therefore competitive level is always very high. You need to have your basic concepts clear and foundations strong. Don’t try to look for shortcuts using such readymade books. (Same Advice for RBI officer, LIC AAO and other similar exams.)
Cost Factor
The General Studies Manual (TMH, Unique, Spectrum) are quite expensive. They’re written for UPSC exam hence very thick and heavy. But the entire manual is not relevant for APFC exam, you’ve to do selective study of only a few topics. So better just borrow it from some friend or try to get an old copy.
Assistant Provident Fund Commissioner (APFC) comprises the following major topics/ broad areas.
The medium of the test will be both English and Hindi.
Paper 1 General English
The questions in General English component of the test will be designed to evaluate candidate’s understanding of English language and workman-like use of the words.
Please go through the separate article on ( how to prepare English for APFC exam. Click Me)
Paper 2 General Studies
Note: whenever I mention NCERT, know that it is legally downloaded for free, in Hindi or English from the official website of NCERT (http://www.ncert.nic.in/ )
Now talking about specific topics under Assistant Provident Fund manager’s exam.

| Current Events |
|
| Indian Culture Heritage |
|
| Freedom Movements |
Note: Syllabus clearly says “Freedom movement” so read only Post-1857 period, no need to read Ancient (Harappa) or Medival (Mughals). |
| Population | Don’t know, what exactly this means! May be Human Geography class 11/12 book of NCERT could help. |
| Development and Globalization | See if there are some pdf files on www.egyankosh.ac.in (you’ll need to register there to download files, but it is free.) |
| Governance and Constitution of India | The best book ever written: relevant for all exams Indian Polity by M.Laxmikanth (TMH Publication) Thorough revision for 5-7 times. Do all mock questions given at the end of his book. |
| Present Trends in Indian Economy |
You may also use
NOT Recommended Books: Mishra Puri, Dutt Sundaram, Uma Kapila. Because they’re written from academic point of view, we only need some basic and essential concepts from “Exam point of view”. Similarly I donot recommend Pratiyogita Darpan’s “Special” book on Indian Economy for its obsession with numbers and other trivial information. |
| Accountancy and Auditing | Use National Open School (NOS) material: Click MEYou can use NCERT books. I think class 11/12 has these subjects.OR search www.egyankosh.ac.in (may be in BA/MA Economics section) Or if they’re asking deep questions, you may use Unique Publication’s book on “Commerce” optional subject for UPSC. It has elaborate chapters on Audit and Account. |
| Industrial Relations & Labour Laws | Search www.egyankosh.ac.in |
| Insurance | OR search www.egyankosh.ac.in |
| Basic Knowledge of Computer Applications | If you’re comfortable with computers, then I don’t think any special preparation is required. Else use NCERT’s books on Computer (may be class 10,11,12) or may be Pdf files from www.egyankosh.ac.in for any certificate courses on computer. |
| General Science | NCERT class 7 to 10 (Freely downloaded from official site) (for additional grip) Science portion from Tata Macgrawhill General Studies Manual. |
| Geography | NCERT Class 7 to 10 (Social Science) + Class 11-12 (Geography) should be more than sufficient. And then you may solve the MCQs given in the (for additional grip) GS Manual. |
| Elementary Maths & Statistics | Many people appear for IBPS and SSC have really good grip over aptitude portion. They’ll also appear for Asst. Provident fund. Hence competition becomes really tough. One should be thoroughly prepared for maths and aptitude topic.
The standard reference books for aptitude would be (relevant for any exam starting from Bank Clerk to CAT) However, if you don’t have so much time to go through both of above books, may be you can use IBPS Manual of Disha Expert |
| General Mental Abilities | Same as above. |
There are only two rules to crack this exam
- For Non-aptitude (history, polity etc) Revise – revise – revise
- For aptitude (math,logical reasoning) practice- practice-practice.


Kindly tell me about the upcoming exam of Assistant Provident Fund Commissioner. I want to know the exact date of submission of form and when’ll the exam going to be held. Please send all infoormation on my Emailid.
Hello Mrunal
Would you be kind enough to through some light on cutoff marks of Apfc 2012 for general catogery. I belong to gen. category & securing 55 marks after tallying answers from google.
Thank you.
Hi everyone
exam was definitely below UPSC level, so the cut off should be higher, what about answer keys?
I scored 65%.Does that count, being a girl and OBC?Or should I forget the interview and prepare for something else
madhu paper was easy but center govt obc ke liya may be 65-70.u should prep for interview…u can chek ans as i paste for booklet code B.
Cut off will be very high. As paper was easy. And few questions were also repeated from Civil services exam prelims 2012. May be the cut off will be above 70 for general.
where are u visnu sir ? please discuss the questions and answer over here? I am quite nervous.
I think cut off would be around 60-65.
though paper seems easy, some questions are tricky….and negative marking is also there…
hence there will be a moderate cut off….
yes most of the questions are tricky and some are easy,in quantitative aptitude 4 questions are really tough
what will be st category cutoff.
hi guys, i got 56 marks and im from general category , plz post all marks so that we can anticipate the cut off mark and plz post correct marks.
raja mera mrks 71 ha .mujhe nahi lagta mera and app ka intervw call aega. lets see
no the standard of the exam is on par with upsc , u will come to know this after the release of cut off marks(if anyone applies for it through rti)and the cut off will be around 50-55,persons who got around 50 can start their preparation.
Mr G RAJA are u sure as i belong to gen category & getting 55 ??
as per the exams conducted by upsc like junior managers in odf,assistant naval stores officers,these exams are also like our apfc not in the matter of syllubus but the nature and competition of the exams and hence we can expect the cut off must be around 50-55
i have attempted 90 but 10 quaestions have been alresdy found wrong ( 13 were doubtful) so i will get maximum around 70-75. geberal cat. can i expect call?
sorry for typing errors guys
Regarding the Answerkey:
Tomorrow morning, I’m filling RTI to UPSC, seeking the official answerkeys of APFC exam, and another RTI to Ministry of Home affairs, seeking official answerkeys of ACIO exam.
But know that UPSC usually takes 30 days to reply to RTI. So in the mean time, someone upload the question papers (ACIO / APFC) , I can try to solve the questions with answer-source and explanation.
Regarding the Cut-Offs:
If you had prepared diligently, and didn’t tick many of negative answers, then there is fair change you’ll get interview call.
Your fate was already decided the moment you handed over your answersheet to the hall-supervisor. By online Cut-off discussions, you will only increase your blood pressure and loose your sleep.
Besides for UPSC, the expected cut-off and real result are usually different, surprising and at times ‘shocking’- ask it to any one who appeared in CSAT-2012.
Negative marking also plays a huge role here.
While you wait for the result, simultaneously prepare whatever for next exam is coming (CPF, RBI etc). Because When it comes to competitive exams, it is not a good idea to put all your eggs in one (APFC) basket.
All the best.
hi sir,but i think upsc will out the key through rti only after the declaration of final result
Well it doesn’t hurt asking :)
Besides, Last Friday I filed an appeal to CIC that UPSC is not giving me the answerkeys of CSAT-2012.
I’m hopeful that CIC will pass an order to stop this practice of UPSC (of not giving answerkeys before final result of an exam.)
Thanks for your feedback and advice sir,
however am very nervous and in anxiety
so kindly tell me what can be probable cut off 4 general according to your experience
and also approx how many students sat for this exam.
thanking you,
rudra
i dont think cut-off will be more than 55-58….all those getting above it should start preparation….
Is their any website where the Answer Keys are out…
QUESTION PAPER Assistant Provident Fund Commissioner Recruitment Test, 2012 Held on 23rd September 2012
QUESTION PAPER
Assistant Provident Fund Commissioner Recruitment Test, 2012
Held on 23rd September 2012
1. It is said that, in order to control inflation, foreign inflow needs to be sterlized. Sterlization here refers to :
(A) Ensuring that counterfeit currency does not enter circulation.
(B) Ensuring that black money is accounted for
(C) withdrawing equivalent local currency to maintain a desirable rate of exchange
(D) compliance with import-export regulation.
2. NABARD means:
(A) National Bank for Agiculture and Rural Development
(B) National Agriculture Bank and Rural Development.—YES
(C) National Agriculture Board and Rural Development
(D) National Board for Agriculture and Rural Area Development.
3. In which of the following Act, housing facility is a statutory provision?
(A) The Plantation Labour Act, 1951—YES
(B) The Factories Act, 1948
(C) The Mines Act, 1952
(D) None of the Above
4. If the RBI adopts an expansionist open market operations policy, this means it will :
(A) Sell securities in the open Market—YES
(B) Buy securities from non-government holders.
(C) Openly announces to the market that it intends to expand credit.
(D) Offer commercial banks more credit in the open market.
5. Structural planning refers to :
(A) Centralized planning
(B) Laying down broad goals and strategies.
(C) Changing existing instititions or creating new ones.—YES
(D) Fixing flexible targers.
6. Three states which have Human Development Index(HDI) higher than china are :
(A) Kerala, Maharashtra and Madhya Pradesh
(B) Kerala, Punjab and Maharashtra
(C) Maharashtra, Madhya Pradesh and Punjab
(D) Kerala Madhya Pradesh and Gujrat
7. The newly introduced rupee symbol is based on :
(A) Roman and Greek Script.
(B) Persian and Dravidian Script
(C) Roman and Devanagari Script—YES
(D) Greek and Devnagari Script
8. Which one of the following institutions was NOT set up by the constitution of India?
(A) Union Public Service Commission
(B) Election Commission
(C) Planning Commission—YES
(D) Union Judiciary
9. One of the following Government of India programme aims to help, build or upgraded dwelling units of below the poverty line rural families.
(A) National Social Assistance Programme
(B) Jawahar Rojgar Yojana
(C) Indira Awas Yojana—YES
(D) Jawaharlal Nehru National Urban Renewal Mission
10. The Seventh Schedule of the constitution of india contains provisions regarding
(A) Scheduled Languages
(B) Oaths and affirmations
(C) Administartion of Tribal areas
(D) Union, State, Concurrent Lists—YES
11. The responsibility of preparation of electoral rolls in india rests with:
(A) The Parliament
(B) The Local Administrations
(C) The Election Commission—YES
(D) The returing officer
12. Which of the following is NOT covered by the employee provident fund and miscellaneous provision Act, 1952
(A) Pension
(B) Provident Fund
(C) Deposit Linked Insurance
(D) Injury Compensation—YES
13. What is the maximum limit of gratutity payable under the payement of Gratuity Act, 1972?
(A) 3 Lakhs Rupees
(B) 7.5 Lakhs Rupees
(C) 10 Lakhs Rupees
(D) 10.5 Lakhs Rupees
14. In which part of the Indian Constitution, worker’s participation in Management has been incorporated ?
(A) The Preamble
(B) The Fundament Rights
(C) The Directive Principles of state policy
(D) None of the above
15. Which of the following is the earliest to be constituted ?
(A) Press council of india
(B) United News of India
(C) NAM News Network
(D) Press Trust of India
16. if 20% of P = 30% of Q = 1/6 of R, then P:Q:R is
(A) 2:3:16
(B) 3:2:16
(C) 10:15:18
(D) 15:10:18—YES
17. A tree increases annualy by 1/8th of its height. What will be its height after 2 years, if it stand today 64 cm height?
(A) 72 cm
(B) 74 cm
(C) 81 cm—YES
(D) 85 cm
18. the sides of a traingle GHL are GH=65m, HL=75m and LG=80m. what is the area of triangle?
(A) 2100 m2
(B) 2160 m2
(C) 2200 m2
(D) 2280 m2
19. A train travel at a certain average speed for a distance of 63 Km. Thereafter it travel a distance of 72 Km with an average speed of 6 Km/Hour more than original Speed. Total time taken to complete the journey is 3 hours. What is the original average speed of the train?
(A) 36 Km/hour
(B) 42 Km/hour
(C) 48 Km/hour
(D) 54 Km/hour
20. A iron rod of 1 cm diameter and 8 cm length is drawn into a wire of 18m height with uniform thickness. The thicness of the wire would be :
(A) 1/21 cm
(B) 1/18 cm
(C)1/15 cm—YES
(D) 1/12 cm
21. A 60 m long train travels at a uniform speed of 72 km/hour. it passes non-stop along the 600m platform of a wayside station. What is the elapsed time for the train to entirely clear the platform?
(A) 30 seconds
(B) 31 seconds
(C) 32 seconds
(D) 33 seconds—YES
22. Train A is 75 m long and travels at a uniform speed of 54 Km/hour. Train B is 125m long and travels a uniform speed of 36km/hour in the direction opposite to that of train A. if these trains are crossing at a double-track stretch. what is the time taken for the two trains to fully clear each other ?
(A) 10 seconds
(B) 8 seconds—YES
(C) 7.2 seconds
(D) 6.6 seconds
23. Biome, largest recgnizable assemblage of animals and plants on the earth, is controlled mainly by :
(A) Biological activity
(B) Landforms
(C) Climate
(D) Soil
24. For calculating Body Mass Index(BMI) weight of the person(in kg) is divided by the :
(A) Square of the weight (in kg)
(B) Square of the height (in meters)—YES
(C) Square root of the height (in meters)
(D) Vitamins intake
25. Which term is used to describe the spread of Budhism from India through southeast Asisa?
(A) Social mobility
(B) Cultural diffusion
(C) Ethnocentrism
(D) Interdependence
26. The main objective of the minimum wages Act, 1948 to safeguard the interest of the workers engaged in :
(A) unorganized sector—YES
(B) Organized Sector
(C) Industrial Sector
(D) Agricultural Sector
27. Which one of the following expresses the relation beteen normal price and market price ?
(A) Market price is greater than normal price—YES
(B) Market price is equal to normal price
(C) Market price tends to be equal to normal price
(D) Market price is lesser than normal price
28. Inflation can be controlled by :
(A) Increase in wages
(B) Decreases in taxation
(C) Reductin in public expenditure
(D) Making the rupee dearer
29. which one of the following statements is true about red soil >
(A) It is rich in humus.
(B) It is rich in potash
(C) It is rich in iron compound—YES
(D) It is derived from volcanic origin.
30. Gun metal is an alloy of
(A) Copper, Tin and Zinc—YES
(B) Aluminium, Tin and Steel
(C) Copper, Steel and Zinc
(D) Aluminium, Tin and Zinc
31. If the electrical resistance of a typical substance suddenly drops to zero, then the substance is called
(A) Semicounductor
(B) Conductor
(C) Superconductor—YES
(D) Super Semiconductor
32. The material used for electrical fuse is an alloy of tina and lead. This alloy should have :
(A) High specific resistance and low melting point—YES
(B) Low specific resistance and high melting point
(C) Low specific resistance and low melting point
(D) High Specific resistance and high melting point
33. The word FTP stands for :
(A) File transit Provision
(B) File translate protocol
(C) File transfer provision
(D) File Transfer Protocol—YES
34. RAM Stands for :
(A) Random Access Memory—YES
(B) Read Access Memory
© Random Attribute Memory
(D) Random Applicable Memory
35. Which os the following is also known as brain of computer ?
(A) Monitor
(B) Arithemetic Logic Unit(ALU)
© Control Unit
(D) Central Processing Unit(CPU)—YES
36. A technique in which data is written to two duplicate disks simultaneously, is called :
(A) Mirroring
(B) Multiplexing
© Duplicating
(D) Copying
37. CAD stands for :
(A) Computer Aided Design—YES
(B) Computer Application in Design
(C) Coded Algorithm in Design
(D) Coded Addressable Design
38. Which one of the following sets of industries were among first modern industries in India?
(A) Tea , Cotton and Sugar
(B) Jute, Silk and Cotton
(C) Cotton , Jute and Coal-Mines—YES
(D) Sugar, Silk and Steel
39. The regional project by name ‘CASA-1000′(Central Asia-South Asia 1000), funded by World Bank, pertains to the field of :
(A) Eradication of HIV AIDS
(B) Roads and Buildings
(C) Electricity—YES
(D) Eradication of illiteracy
40. Who won the Golden Boot Award in the recently conducted UEFA Euro 2012?
(A) Ferando Torres (Spain)—YES
(B) Mario Balotelli (Itlay)
(C) Cristiano Ronaldo (portugal)
(D) Mario Gomez (Germany)
PLEASE FIND THE FEW QUESTIONS ANSWERS—MR. DEVPRIYA TYAGI
2-B, 3-A, 4-A, 5-C, 7-C, 8-C, 9-C, 10-D, 11-C, 12-D, 16-D, 17-C, 20-C, 21-D, 22-B, 24-B, 26-A, 27-A, 29-C, 30-A, 31-C, 32-A, 33-D, 34-A, 35-D, 37-A, 38-C, 39-C, 40-A
19. A train travel at a certain average speed for a distance of 63 Km. Thereafter it travel a distance of 72 Km with an average speed of 6 Km/Hour more than original Speed. Total time taken to complete the journey is 3 hours. What is the original average speed of the train?
(A) 36 Km/hour
(B) 42 Km/hour
(C) 48 Km/hour
(D) 54 Km/hour
Ans is 42km/hour
Thank you Mr G RAJA for ur answer, THanx a lot MRUNAL for ur help.
2. NABARD means:
(Ans) National Bank for Agiculture and Rural Development
21. A 60 m long train travels at a uniform speed of 72 km/hour. it passes non-stop along the 600m platform of a wayside station. What is the elapsed time for the train to entirely clear the platform?
(Ans) 30 seconds
6. Three states which have Human Development Index(HDI) higher than china are :
(Ans) Kerala, Punjab and Maharashtra
13. What is the maximum limit of gratutity payable under the payement of Gratuity Act, 1972?
(Ans) 10 Lakhs Rupees
28. Inflation can be controlled by :
(Ans) Making the rupee dearer
25. Which term is used to describe the spread of Budhism from India through southeast Asisa?
(Ans) Cultural diffusion
38. Which one of the following sets of industries were among first modern industries in India?
(Ans) Tea , Cotton and Sugar
23. Biome, largest recgnizable assemblage of animals and plants on the earth, is controlled mainly by :
Ans Climate
gratuity limit with the constitutional ammendment in 2010 is 10 lakh but he asked as per the law made in 1972 and hence the answer is 3.5 lakhs
21.The correct ans. is 33 sec.
sir g 21 q ka ans 33 ha.72×5/18=20 meter and total lenth 600+60=660/20=33 ans
only 2 to 3 answers r wrong all others r wright.thank u..
please tell answer,opposite to pursue in ‘pursue studies’,
a.discontinue,b. abandon,c.restrain,d.deter
meaning of circuitous
a.indirect
b.confusing
c.crooked
d.cyclic
the following provision ‘protection of monument and places and objects of national importance’
a.fundamental right
b.fundamental duty
c.directive principle
d.presidential order
which is comprehensive social security legislation?
1.maternity benefit act
2.employee state insurance act
3.employees compensation act
4.employee provident fund act
circuitous = cyclic
comprehensive social security = ESI
protection of monuments = dpsp
protection of monuments = dpsp
circuitous = cyclic
comprehensive social security = esi
1.discontinue
2.indirect
3.directive principle
4.employee provident fund ac
circuitous meaning id indirect
any one knows amswer for national cooperative farming advisory board
cutt off will be around 65
Hi,
14. In which part of the Indian Constitution, worker’s participation in Management has been incorporated ?
(A) The Preamble
(B) The Fundament Rights
(C) The Directive Principles of state policy
(D) None of the above
Correct Answer is Directive Principles of State Policy…for confirmation check out the below link:
http://currentgk.com/india/polity/major_constitutional_amendments.html
what will be the cut off for ST category..
Will Someone please tell me answer for which countries has only federations
australia, malaysia, brazil, nigeria
@ Anjali….your answer for federal system countries….Malaysia, Australia, Nigeria and Brazil
Thanks Jyoti
Your Welcome :-)