- The structure of SBI PO Exam 2013
- Reasoning: Topicwise breakup SBI papers
- Reasoning: SSC vs SBI
- Reasoning approach: Higher Level
- 3 Statement Syllogism
- Reasoning Approach: Usual topics
- Reasoning: Peripheral Topics
- How people dig their grave in Bank PO/Clerk exams?
- So, How to avoid your grave?
- Cutoffs of SBI PO 2011 Exam
The structure of SBI PO Exam 2013
| Phase 1 (28.04.2013) |
MCQ (2hrs) |
GA+Marketing+Computer | 50 |
| Data Interpretation (DI) | 50 | ||
| Reasoning | 50 | ||
| English grammar, vocab and Comprehension | 50 | ||
| Descriptive (1 hr) |
Essay, précis, letter writing | 50 | |
| Total | 250 | ||
| Phase 2 | GDPI | Group Discussion (GD) | 20 |
| Personal Interview (PI) | 30 | ||
| Total | 50 | ||
| Final |
|
||
Reasoning: Topicwise breakup SBI papers
| 2011 | 2010 | 2010(Asso.Banks) | ||
| Reasoning Usual |
Coding-Decoding | 6 | 3 | 5 |
| Direction based tests | 0 | 2 | 1 | |
| Dictionary (Alphabet) test | 0 | 2 | 3 | |
| Maths operations, inequalities | 3 | 6 | 6 | |
| Sitting arrangement | 13 | 5 | 5 | |
| Eligibility Test | 0 | 5 | 5 | |
| Odd pair | 3 | 0 | 0 | |
| Data Sufficiency | 5 | 0 | 0 | |
| Input output | 3 | 0 | 0 | |
| Misc. | 0 | 2 | 0 | |
| Subtotal: Reasoning (Usual) | 33 | 25 | 25 | |
| Reasoning High Level |
Fact-assumption-inference-conclusion | 2 | 7 | 10 |
| Course of Action | 0 | 6 | 0 | |
| Cause effect | 1 | 2 | 0 | |
| Strong/weak argument | 3 | 0 | 5 | |
| 3 statement Syllogism | 6 | 5 | 5 | |
| Subtotal: Reasoning (Higher level) | 12 | 20 | 20 | |
| Non Verbal | non-verbal (image based) | 5 | 5 | 5 |
| Total: Verbal Reasoning (usual+higher)+Non verbal | 50 | 50 | 50 |
- 2008’s SBI PO paper doesn’t follow this pattern of “High level reasoning” (or tougher data interpretation Qs like those of 2010’s papers). Hence 2008 is ignored from the analysis.
Reasoning: SSC vs SBI PO
SSC |
SBI PO |
| Non verbal reasoning involves usual image-series+ paper-folding, mirror reflection test, dice/cubes. | paper-folding, mirror test, dice/cubes= not asked. |
| 2 statement syllogism x at most 2 questions. | 3 statement syllogism, minimum 5 questions. |
| Lot of Qs. From Analogy, series, and odd pairs. | Hardly. |
| Barely any question on higher level reasoning.(assumption, inference etc.) | Lots of. |
Anyways, let’s start.For the purpose of efficient preparation, I classify reasoning topics into two categories.
| Core topics | Majority of the reasoning is asked from these topics. Often in a set of “5 Questions.” So Cost:Benefit ratio is quite good, if you master these topics. |
| Chillar (peripheral) | Barely 2-3 questions from each topic. |
Observe this chart:

Reasoning approach: Higher Level
Based on the previous papers of SBI, we can see that higher level reasoning is made up of following topics
- Fact-assumption-inference-conclusion
- Course of Action
- Cause effect
- Strong/weak argument
- Three Statement Syllogism
- While both R.S.Agarwal and BS Sijwali’s books have covered these topics,
- but problem with both of those books= they merely give you a few solved exams and then give a big list of practice questions.
- But the basic concepts/ theory /underlying principles are not covered in depth.
- Then You often face the doubt “why option A is the answer and why not “B” option?” OR “why is this an inference and not an assumption?”
- So, for SBI PO’s higher level reasoning questions (assumption, inference, strong/weak argument etc), refer to “Analytical Reasoning by MK Pandey (BSC publication)“

- MK Pandey not only helps you for Higher level reasoning, but also for provides some speed-techniques for usual reasoning topics (such as input output, arrangement, eligibility test, coded inequalities etc.)
Anyways the study approach for Higher level Reasoning (for SBI PO) should be like following:
| Higher Reasoning Topic | Chapter Number | |
| MK Pandey | RS Agarwal | |
|
3 | 3 |
|
5 | 5, 6 |
|
4, 9 | 2 |
|
10 | 8 |
|
6 | 4 |
For example, pickup the topic “Assumptions”.
- First understand theory from MK Pandey’s Chapter #3, solve all sums given in MK Pandey.
- Then move to RS Agarwal’s Chapter #3 for extra practice. (or if you’ve BS Sijwali, go to Chapter #23).
To solve the last three categories of questions (Strengthen / Weaken arguments, cause-effect, course of action), you must know what’re the facts, assumptions, inferences and conclusions in the given statements. Therefore, preparation sequence should be: assumption topic–>inference–>strengthen / weaken arguments and so on…
3 Statement Syllogism
All cats are dogs…..
To master 3 statement syllogism, first you’ve to master the 2-statement.Understand the UPUN method explain in these two articles articles:
Then do all sums given in Chapter 11 of MK Pandey and finally Chapter 1 of RS Agarwal (under Logic portion).
Reasoning Approach: Usual topics
| In Decreasing priority order. | Chapter Number | |
| MK Pandey | RS Agarwal | |
|
12 | 18 |
|
17,18,19 | 13 |
|
20 | 6 (Puzzle Test) |
|
7 | 17 |
|
13 to 16 | 7 |
Eligibility Test
First you’re given a passage with conditions like,
“Applications are invited for xyz post. If candidate has graduation with 50% marks and 3 years work experience…. then forward letter to Deputy manager, else …. forward letter to….”
- Then five questions are given, each has a unique case like “If Rahul Gandhi has **% in graduation and ** years of work ex and….then what to do?”
- This is known as “eligibility test”- very commonly asked in BankPO exams. Advantage=If you get the question, it’s a set of 4-5 questions. (helps you clear sectional cutoff).
- Problem=can be time consuming, if not practiced @home.
- First understand the techniques and tips given in Chapter 12 of MK Pandey. Then practice all the sums given in Chapter 18 of RS Agarwal.
Math Operations+Inequality
They’re usually of three types
| Type | Example |
|
+ means x, x means – and.. |
|
P@Q means “P is not smaller than Q” P%Q means “P is neither smaller not equal to Q” |
|
P#Q means P is brother of Q P^Q means P is sister of Q |
- Again, math operation questions are pretty common in BankPO exams
- Problem= you may get wrong answer or waste lot of time.=need maximum practice at home.
- Approach: All theory and all sums of Chapter 17,18,19 of MK Pandey.
- Then practice all the sums given in Chapter 18 of RS Agarwal.
Sitting arrangement
Can be of following types
- Circular table
- Rectangular table
- Blood relations (A is mother of B who is sister of C and…)
- Appointment (Arranging lectures from Mon. to Sat., name of professors vs subjects)
- Complex (Person, building floor, occupation etc.)
- Advantage=Minimum 1 set (=5 questions) always asked in BankPO exam. (=helps clearing the sectional cutoffs).
- Problem= can be “sitters” (=very time consuming), If not practiced @home.
- Approach: Understand the techniques explained in Chapter 20 of MK Pandey.
- Then practice all the sums given in Chapter 6 (Puzzle Test) of RS Agarwal.
Non verbal
- Usually five questions.
- Practice is “must”. Try to solve the question by eliminating the “unfit” cases first.
- Solve all the questions in RS Agarwal==> Non Verbal portion ==>Series, Analogy and Classification.
- You may ignore mirrors and paper folding, because usually they’re usually not asked in BankPO exams. (However they’re important for SSC-CGL exam).
Data Sufficiency (DS)
- It is very easy to make mistakes in these question.
- Theoretical part must be absolutely clear in your mind.
- So first clear the theory from Chapter 7 of MK Pandey. Practice all exercises.
- Then practice all sums given in Chapter 17 of RS Agarwal.
Input Output
- Chapter 13 to 16 of MK Pandey then practice Chapter 7 of RS Agarwal.
This ends the core topics. Now, Moving to the peripheral topics (i.e. “Chillar” topics).
Reasoning: Peripheral Topics
| Peripheral Topics | Chap.# in RS Agarwal |
|
4 |
|
8 |
|
10 |
DBT: Direction Based Test
E.g. A man walks 1 km towards East and then he turns to South and walks for 5 kms. Then he………Now how far is he from the starting point?
This is a “no-excuse” topic. Practice all sums given in Chapter 8 of RS Agarwal.
Coding Decoding
Can be of two types
| Words | Numbers |
| Health is written as GSKZDG then North will be written as | 453945 means “decide” then 8978 means… |
Sometimes you’re given a “matrix table” and you’ve to decode the words accordingly. Do all the sums given in Chapter #4 of RS Agarwal.
Dictionary (Alphabet) tests
Chapter #10 of RS Agarwal.
Misc.
- Once ^all of above is done, get an overview of the misc. topics such as sequence, series, odd pair, dice, cubes, clocks, calendars, Venn Diagrams etc. from RS Agarwal’s/BS Sijwali’s book.
- This concludes the preparation of reasoning section for SBI PO.
- How to approach GA+Marking+Computer, explained in separate article: click me (with free study material for computer, IT, economy etc.)
How people dig their own graves in Bank PO/Clerk exams?
- They underestimate the level of competition.
- They buy the books, magazines, download PDF files from internet and so on. But they only “gather” material. They never “process” the gathered material.
- They just spend time in day dreaming and facebook, TV, SMS, PC/mobile games, cricket, loitering around etc.
- They start serious preparation only AFTER receiving the exam call letter.
- During the exam, they think, “ya ya ya the marketing and English section is “pappu” so I’m going to solve all questions here. And after that, I’ll go to maths and reasoning section.”
- They get stuck in lengthy calculations of Data interpretation (because they’ve never practiced multiplication and division @home). And often make silly mistakes in calculation =negative marking.
- They waste lots of minutes in sitting arrangement/eligibility test/non-verbal reasoning type questions.
Ultimately they cannot even cross the sectional cutoffs.( Getting in the final merit list is a far cry.)
So, How to avoid your grave?
- Maximum revision + Maximum practice @home.
- Mind will always find excuses (my cousin’s wedding, workload @office, I’m not in the mood….) but while you’re making those excuses, someone somewhere is busy reading books and doing sums.
- The train of success doesnot show mercy on anyone, no matter how good the excuse is, this train will not wait for you.
- So always remember Anil Kapoor from Tezaab: “time hotaa nahi hai, time nikaalnaa padtaa hai”. (There is no time as such, but you’ve to take out time (to study)).”
- Donot “HATE” reasoning. In fact, Syllogism, sitting arrangement, eligibility test etc. reasoning questions can be solved with maximum accuracy in short time (once you’ve mastered them). So don’t consider them your enemies, make them your weapons. They’ll be immensely helpful in scoring high marks.
- When you get the question paper, you don’t have to solve all questions in a continuous sequence i.e. Reasoning question from 1 to 50. Then English 1 to 50 then DI from 1 to 50…
- Instead, first try to tick minimum 10-15 in each section first, and then come back and solve remaining questions.
Cutoffs of SBI PO 2011 Exam
Phase 1: sectional cutoffs (2010, 11)
| 2011 | 2010 | |||||||
| Phase 1 | Max marks | SC/ST/PWD | OBC | GEN | SC/ST/PWD | OBC | GEN | |
| English Language | 50 | 10 | 10 | 13 | 5 | 5 | 10 | |
| General Awareness | 50 | 7 | 7 | 11 | 6 | 6 | 9 | |
| DI | 50 | 10 | 10 | 13 | 4 | 4 | 8 | |
| Reasoning | 50 | 10 | 10 | 13 | 8 | 8 | 12 | |
| Descriptive | 50 | 18 | 18 | 20 | 18 | 18 | 20 | |
Phase 1: Marks of last candidate
Now the marks scored by last candidate from Phase 1 to GDPI (Phase 2), in each category.
| Phase 1(2011) | 250 |
| SC/ST/PH | 88 |
| OBC | 99 |
| GEN | 110 |
Courtesy: Mr.csl80 of pagalguy forum, for providing the cut off data and other essential inputs regarding this exam.




sir , please throw some light on other sections too apart from LR and QA/DI . i mean what to /how to study for
VA and GA section . i would be grateful to hear from u
thank u for ur valuable info, please help me in preparing for sbi po english descriptive test
HELLO MRUNAL,
Can u plz tell me how i can gain more marks in english section in sbi po exam.suggest some gud books plz.i am waiting for your reply…….BTW,its a gud site for all of us.thank u so much mrunal.
Pranati focus more on english grammar and vocabulury. Suggest me any tip from ur side also..
Sir,
Please post the schedule for rest of the subjects.
Regards
Ankur
hello sir..
i am preparing for banking only, my 1st exam is ibps-so(it officer), sir, i want to know how to prepare for professional knowlwdge and exactly what to prepare.
nxt is sbi-po, sir plz tell about prepartion for DI.
thank you.
nice post mrunal..tell me dear from where i can prepare marketing awareness for sbi po exam…
In SBI PO exam what is the negative marking?
1/3 or 1/4?
grt article…plz also provide info for other topics like-quantitative aptitude,GA,English..it wud b a gr8 hlp.
gr website.. actually its written like a novel… creates interest at some points and engaging. .5 star dite…
Thanx a lot sir….
Really helpful….
sir. plz plz also give strategy for other 3 portions as well as the descriptive paper also….
Thanx…
Waiting…
Hi Mrunal,
I have cleared IBPS PO with 61.16 marks (sc) category. can you Plz help me which is the best bank to join in North. Plz give me your thought about it.
Thanks
Here is preference list(all india basis and career growth ) 1. PNB 2. Bank of baroda 3. Bank of India 4. Canara 5. Andra bank 6. IOB 7.Central bank 8. Union bank of india 9. OBC 10. Allahabad 11. Indian bank 12. Corporation bank 13. Punjab and sindh bank 14. Syndicate 15. Dena bank 16. United commercial bank 17. Vijaya bank 18. Bank of maharastra
Hey, u missed IDBI… plz tell its preference too???
wonderful site
Wow.. what an article. You summarized every detail in one article beautifully. Would it be possible for you to create this type of article for ga+marketing+computer ,english and DI. Or you can please refer books for them?
Looking forward for your response.
Hi Mrunal,
For bank related current affairs,Do i have read economics times everyday.
sir please provide us the preparation strategys for other sections.the time is veryless less than 2 months for the sbi exam.ur articles give a clear cut approach on how to prepare so eagerly checking ur site daily if u have posted any article for other sections in SBI PO 2013.many of us r waiting like me sir plzzzzzzzzzzz.
Hii sir
thanks for such a wonderful analysis
can you please help me about how to prepare the DI portion………..??????
Dear sir͵ i have a dought in statement assumtion topic. as per your instruction i have solved this chapter 1st from M.k.Pandey and then from R.S.Agarwal. while solving the exercise 3A from R.S.Agarwal i found that there are so many qus are same in M.k.pandey and R.S.Agarwal but ans are different. Ex:qus no 1 and 9 in exercise 3A from R.S.Agarwal and qus no 47 and qus no 67 in exercise 3A from M.K.pandey. by refering both books i am confused which is the correct 1.
can you plz help me in this.. looking for your reply.
Regarda
RUCHI
Hey Ruchi,
Even i checked it. Most of the answers are different in both.
Mrunal sir, Please tell us which book we should refer to.
Mk pandey is the best book for banking exam..
Sir, Can you help me fill the preference order of banks in IBPS. The state preference is: Chandigarh, Punjab, Haryana, Delhi, Rajastha, Gujarat , Maharashtra. I want job in only these states. Please tell the preference order. The last date is 28th.
Thanks
Hi lucky,
One criteria is just go thru all banks HQ where it located. If HQ is northen India then more chances u will be placed that side.
Another thing usually posting will be happening surrounding to ur place or maximum neighbouring state so take these considerations while filling preferences.
preferences should be based on
1. vacancies in each bank
2. ur rank
3. popularity of bank
4. where u want to be placed
Is the minimum cut off marks from the next year IBPS PO exam to be 60%?
no no . Graduation % must needed 60%.
Is the minimum cut off marks in IBPS PO exam (which was 140 out of 250 this year) from the next year going to be 60%?
who says you this year cut off was 140? for general 24*5=120, sc 21*5=105 out of 250
hi Mrunal
What are best banks to work for in the IBPS list….given the choice of 21 organizations…what would be your preference list? your analysis might help the aspirants…thanks.
bank se kiya matlab , tereko salari chaiye na… o sobi dega. jada salary chaiye to SBI me apply kar :)
Helloo sir…
Its a wonderful site…plz come with articles for other sections also…thanku so much……
Hi anyone plz hlp me, how to prepare for computer awareness part in SBI PO exam. Any website or material is available means plz make me clear …
i want to open Banking study center(free), but after getting a job as a PO. If you can wait 1 to 2 year than you can contact me. mera teaching bura nehi hoga I am a B.Tech in Computer Science.
Sir
I am unable to find sitting arrangements in Chapter-20 of M.K Pandey.The chapter is probem solving and it has misc. problems! Kindly help!
Sir, please post something on data interpretation, gk,english of SBI PO so that we all can prepare well in time:)
mrunal sir as per ur guidence m about to complete MK pandey and doing practsing frm RS aggrwal…so pls write article abot how to tackle DI , english , marketing ,nd computing…wating for ur article..thnks.
Mrunal sir,
Plz guide in other sections related to SBI PO Exam as there is very less time left .
Waiting for guidance articles on the same
Regards
sir plz suggest book 4 non-verbal reasoning other than r.s.agarwal….
practice set practice karo jada faida hoga
Sir
Please tell how is ECGC Bank (Export Credit Guarantee Corporation of India) is different from other banks. It is also in the list of banks in IBPS. Where should it be placed in the preference order? I have heard that there is no public dealing in this bank. How does it affect one’s career?
Thanks
please need ur suggestion i have made a mistake in SBI PO 2013 Online Application while entering percentage of my 12th class instead of 55.40 i have entered 70.60%.what if i will made to next level.can it be rectified??please reply
no chance for rectify. sorry year wait for next SBI associate add