- The structure of SBI PO Exam 2013
- Reasoning: Topicwise breakup SBI papers
- Reasoning: SSC vs SBI
- Reasoning approach: Higher Level
- 3 Statement Syllogism
- Reasoning Approach: Usual topics
- Reasoning: Peripheral Topics
- How people dig their grave in Bank PO/Clerk exams?
- So, How to avoid your grave?
- Cutoffs of SBI PO 2011 Exam
The structure of SBI PO Exam 2013
| Phase 1 (28.04.2013) |
MCQ (2hrs) |
GA+Marketing+Computer | 50 |
| Data Interpretation (DI) | 50 | ||
| Reasoning | 50 | ||
| English grammar, vocab and Comprehension | 50 | ||
| Descriptive (1 hr) |
Essay, précis, letter writing | 50 | |
| Total | 250 | ||
| Phase 2 | GDPI | Group Discussion (GD) | 20 |
| Personal Interview (PI) | 30 | ||
| Total | 50 | ||
| Final |
|
||
Reasoning: Topicwise breakup SBI papers
| 2011 | 2010 | 2010(Asso.Banks) | ||
| Reasoning Usual |
Coding-Decoding | 6 | 3 | 5 |
| Direction based tests | 0 | 2 | 1 | |
| Dictionary (Alphabet) test | 0 | 2 | 3 | |
| Maths operations, inequalities | 3 | 6 | 6 | |
| Sitting arrangement | 13 | 5 | 5 | |
| Eligibility Test | 0 | 5 | 5 | |
| Odd pair | 3 | 0 | 0 | |
| Data Sufficiency | 5 | 0 | 0 | |
| Input output | 3 | 0 | 0 | |
| Misc. | 0 | 2 | 0 | |
| Subtotal: Reasoning (Usual) | 33 | 25 | 25 | |
| Reasoning High Level |
Fact-assumption-inference-conclusion | 2 | 7 | 10 |
| Course of Action | 0 | 6 | 0 | |
| Cause effect | 1 | 2 | 0 | |
| Strong/weak argument | 3 | 0 | 5 | |
| 3 statement Syllogism | 6 | 5 | 5 | |
| Subtotal: Reasoning (Higher level) | 12 | 20 | 20 | |
| Non Verbal | non-verbal (image based) | 5 | 5 | 5 |
| Total: Verbal Reasoning (usual+higher)+Non verbal | 50 | 50 | 50 |
- 2008’s SBI PO paper doesn’t follow this pattern of “High level reasoning” (or tougher data interpretation Qs like those of 2010’s papers). Hence 2008 is ignored from the analysis.
Reasoning: SSC vs SBI PO
SSC |
SBI PO |
| Non verbal reasoning involves usual image-series+ paper-folding, mirror reflection test, dice/cubes. | paper-folding, mirror test, dice/cubes= not asked. |
| 2 statement syllogism x at most 2 questions. | 3 statement syllogism, minimum 5 questions. |
| Lot of Qs. From Analogy, series, and odd pairs. | Hardly. |
| Barely any question on higher level reasoning.(assumption, inference etc.) | Lots of. |
Anyways, let’s start.For the purpose of efficient preparation, I classify reasoning topics into two categories.
| Core topics | Majority of the reasoning is asked from these topics. Often in a set of “5 Questions.” So Cost:Benefit ratio is quite good, if you master these topics. |
| Chillar (peripheral) | Barely 2-3 questions from each topic. |
Observe this chart:

Reasoning approach: Higher Level
Based on the previous papers of SBI, we can see that higher level reasoning is made up of following topics
- Fact-assumption-inference-conclusion
- Course of Action
- Cause effect
- Strong/weak argument
- Three Statement Syllogism
- While both R.S.Agarwal and BS Sijwali’s books have covered these topics,
- but problem with both of those books= they merely give you a few solved exams and then give a big list of practice questions.
- But the basic concepts/ theory /underlying principles are not covered in depth.
- Then You often face the doubt “why option A is the answer and why not “B” option?” OR “why is this an inference and not an assumption?”
- So, for SBI PO’s higher level reasoning questions (assumption, inference, strong/weak argument etc), refer to “Analytical Reasoning by MK Pandey (BSC publication)“

- MK Pandey not only helps you for Higher level reasoning, but also for provides some speed-techniques for usual reasoning topics (such as input output, arrangement, eligibility test, coded inequalities etc.)
Anyways the study approach for Higher level Reasoning (for SBI PO) should be like following:
| Higher Reasoning Topic | Chapter Number | |
| MK Pandey | RS Agarwal | |
|
3 | 3 |
|
5 | 5, 6 |
|
4, 9 | 2 |
|
10 | 8 |
|
6 | 4 |
For example, pickup the topic “Assumptions”.
- First understand theory from MK Pandey’s Chapter #3, solve all sums given in MK Pandey.
- Then move to RS Agarwal’s Chapter #3 for extra practice. (or if you’ve BS Sijwali, go to Chapter #23).
To solve the last three categories of questions (Strengthen / Weaken arguments, cause-effect, course of action), you must know what’re the facts, assumptions, inferences and conclusions in the given statements. Therefore, preparation sequence should be: assumption topic–>inference–>strengthen / weaken arguments and so on…
3 Statement Syllogism
All cats are dogs…..
To master 3 statement syllogism, first you’ve to master the 2-statement.Understand the UPUN method explain in these two articles articles:
Then do all sums given in Chapter 11 of MK Pandey and finally Chapter 1 of RS Agarwal (under Logic portion).
Reasoning Approach: Usual topics
| In Decreasing priority order. | Chapter Number | |
| MK Pandey | RS Agarwal | |
|
12 | 18 |
|
17,18,19 | 13 |
|
20 | 6 (Puzzle Test) |
|
7 | 17 |
|
13 to 16 | 7 |
Eligibility Test
First you’re given a passage with conditions like,
“Applications are invited for xyz post. If candidate has graduation with 50% marks and 3 years work experience…. then forward letter to Deputy manager, else …. forward letter to….”
- Then five questions are given, each has a unique case like “If Rahul Gandhi has **% in graduation and ** years of work ex and….then what to do?”
- This is known as “eligibility test”- very commonly asked in BankPO exams. Advantage=If you get the question, it’s a set of 4-5 questions. (helps you clear sectional cutoff).
- Problem=can be time consuming, if not practiced @home.
- First understand the techniques and tips given in Chapter 12 of MK Pandey. Then practice all the sums given in Chapter 18 of RS Agarwal.
Math Operations+Inequality
They’re usually of three types
| Type | Example |
|
+ means x, x means – and.. |
|
P@Q means “P is not smaller than Q” P%Q means “P is neither smaller not equal to Q” |
|
P#Q means P is brother of Q P^Q means P is sister of Q |
- Again, math operation questions are pretty common in BankPO exams
- Problem= you may get wrong answer or waste lot of time.=need maximum practice at home.
- Approach: All theory and all sums of Chapter 17,18,19 of MK Pandey.
- Then practice all the sums given in Chapter 18 of RS Agarwal.
Sitting arrangement
Can be of following types
- Circular table
- Rectangular table
- Blood relations (A is mother of B who is sister of C and…)
- Appointment (Arranging lectures from Mon. to Sat., name of professors vs subjects)
- Complex (Person, building floor, occupation etc.)
- Advantage=Minimum 1 set (=5 questions) always asked in BankPO exam. (=helps clearing the sectional cutoffs).
- Problem= can be “sitters” (=very time consuming), If not practiced @home.
- Approach: Understand the techniques explained in Chapter 20 of MK Pandey.
- Then practice all the sums given in Chapter 6 (Puzzle Test) of RS Agarwal.
Non verbal
- Usually five questions.
- Practice is “must”. Try to solve the question by eliminating the “unfit” cases first.
- Solve all the questions in RS Agarwal==> Non Verbal portion ==>Series, Analogy and Classification.
- You may ignore mirrors and paper folding, because usually they’re usually not asked in BankPO exams. (However they’re important for SSC-CGL exam).
Data Sufficiency (DS)
- It is very easy to make mistakes in these question.
- Theoretical part must be absolutely clear in your mind.
- So first clear the theory from Chapter 7 of MK Pandey. Practice all exercises.
- Then practice all sums given in Chapter 17 of RS Agarwal.
Input Output
- Chapter 13 to 16 of MK Pandey then practice Chapter 7 of RS Agarwal.
This ends the core topics. Now, Moving to the peripheral topics (i.e. “Chillar” topics).
Reasoning: Peripheral Topics
| Peripheral Topics | Chap.# in RS Agarwal |
|
4 |
|
8 |
|
10 |
DBT: Direction Based Test
E.g. A man walks 1 km towards East and then he turns to South and walks for 5 kms. Then he………Now how far is he from the starting point?
This is a “no-excuse” topic. Practice all sums given in Chapter 8 of RS Agarwal.
Coding Decoding
Can be of two types
| Words | Numbers |
| Health is written as GSKZDG then North will be written as | 453945 means “decide” then 8978 means… |
Sometimes you’re given a “matrix table” and you’ve to decode the words accordingly. Do all the sums given in Chapter #4 of RS Agarwal.
Dictionary (Alphabet) tests
Chapter #10 of RS Agarwal.
Misc.
- Once ^all of above is done, get an overview of the misc. topics such as sequence, series, odd pair, dice, cubes, clocks, calendars, Venn Diagrams etc. from RS Agarwal’s/BS Sijwali’s book.
- This concludes the preparation of reasoning section for SBI PO.
- How to approach GA+Marking+Computer, explained in separate article: click me (with free study material for computer, IT, economy etc.)
How people dig their own graves in Bank PO/Clerk exams?
- They underestimate the level of competition.
- They buy the books, magazines, download PDF files from internet and so on. But they only “gather” material. They never “process” the gathered material.
- They just spend time in day dreaming and facebook, TV, SMS, PC/mobile games, cricket, loitering around etc.
- They start serious preparation only AFTER receiving the exam call letter.
- During the exam, they think, “ya ya ya the marketing and English section is “pappu” so I’m going to solve all questions here. And after that, I’ll go to maths and reasoning section.”
- They get stuck in lengthy calculations of Data interpretation (because they’ve never practiced multiplication and division @home). And often make silly mistakes in calculation =negative marking.
- They waste lots of minutes in sitting arrangement/eligibility test/non-verbal reasoning type questions.
Ultimately they cannot even cross the sectional cutoffs.( Getting in the final merit list is a far cry.)
So, How to avoid your grave?
- Maximum revision + Maximum practice @home.
- Mind will always find excuses (my cousin’s wedding, workload @office, I’m not in the mood….) but while you’re making those excuses, someone somewhere is busy reading books and doing sums.
- The train of success doesnot show mercy on anyone, no matter how good the excuse is, this train will not wait for you.
- So always remember Anil Kapoor from Tezaab: “time hotaa nahi hai, time nikaalnaa padtaa hai”. (There is no time as such, but you’ve to take out time (to study)).”
- Donot “HATE” reasoning. In fact, Syllogism, sitting arrangement, eligibility test etc. reasoning questions can be solved with maximum accuracy in short time (once you’ve mastered them). So don’t consider them your enemies, make them your weapons. They’ll be immensely helpful in scoring high marks.
- When you get the question paper, you don’t have to solve all questions in a continuous sequence i.e. Reasoning question from 1 to 50. Then English 1 to 50 then DI from 1 to 50…
- Instead, first try to tick minimum 10-15 in each section first, and then come back and solve remaining questions.
Cutoffs of SBI PO 2011 Exam
Phase 1: sectional cutoffs (2010, 11)
| 2011 | 2010 | |||||||
| Phase 1 | Max marks | SC/ST/PWD | OBC | GEN | SC/ST/PWD | OBC | GEN | |
| English Language | 50 | 10 | 10 | 13 | 5 | 5 | 10 | |
| General Awareness | 50 | 7 | 7 | 11 | 6 | 6 | 9 | |
| DI | 50 | 10 | 10 | 13 | 4 | 4 | 8 | |
| Reasoning | 50 | 10 | 10 | 13 | 8 | 8 | 12 | |
| Descriptive | 50 | 18 | 18 | 20 | 18 | 18 | 20 | |
Phase 1: Marks of last candidate
Now the marks scored by last candidate from Phase 1 to GDPI (Phase 2), in each category.
| Phase 1(2011) | 250 |
| SC/ST/PH | 88 |
| OBC | 99 |
| GEN | 110 |
Courtesy: Mr.csl80 of pagalguy forum, for providing the cut off data and other essential inputs regarding this exam.




Thanks sir g
thanks a lot sir for your valuable advice. am appearing for SBI PO 2013, but had no clue how to prepare for it’s topics, kindly provide similar(as describe above)guidence for other sections too. thanks you a lot in advance. :-)
Hi mrunal,
I have no idea how to prepare marketing aptitude…could you please suggest me or provide me notes for this section. Thanks a lot in advance…:) :D
HELP UR NEED SIR.DONE mistake in SBI PO 2013 Online Application while entering percentage of my 12th class instead of 55.40 i have entered 70.60%.what if i will made to next level.can it be rectified??please reply
Hi Abhay,
Nothing to panic, First u check with tht percentage[55.40] u r falling under eligibility percentage of SBI. They will scrutinize marks card only during interview. morever Ur percentage do not count in determining eligibility for interview. It is totally how u perform in written test. U can rectify afterwards saying it was mistake while entering.
please sir complete this SBI PO each subject analysis,and suggest books for each subject as soon as possible….. sir, i am waiting for your Guide…..
thank u so much prakash
can i know is der sectional cutoff n what do consider for speed is it manageable or what extra effort needed
dear sir,
for SBI exam which book use for
1)English grammar, vocab and Comprehension,
2)Data Interpretation (DI)
3)Marketing+Computer
aapane Reasoning ke lia book dia hai, par upar k topic ke lia book ke naam dia nahi hai to please aap us ke lia bhi book batay hame malum nahi kaunse book padhaneka galat books padhanese aacha hai ki aap aache book k naam batay jise hame help mile pl pl pl pl pl pl pl sir aap jarur help ke jia
Read this new article : https://mrunalmanage.wpcomstaging.com/2013/02/study-plan-sbi-po-general-awareness-ga-computer-marketing-economy-topicwise-preparation-strategy-free-studymaterial.html
dear sir,
aap sab comments dekhoge to jyada tar log mere jaise hi aap se baki topic k lia book k naaam mang rahe hai to please sir hame help kijia aap ki hame jururat hai,,,,,,,,,!plesae
its a vary important and helpful site,
mrunal sir pls give us your introduction and work inspiration pls, sir pls, pls.
DEAR SIR,
THANK YOU SIR VERY MUCH……….
AB BAS NICHE K DO TOPIC HI BAKI HAI
1)English grammar, vocab and Comprehension,
2)Data Interpretation (DI)
MAIN NE ABI AAP KA REPLY PADHA AUR ETANA KHUSH HO GAYA KI JAI SE AANDHE KO RASTA PAR KARNA HAI AUR KOI AAKE USKA HATH PAKHAD KE US KO RASTA PAR KAR RAHA HAI, MAIN GOD KO MANATA NAHI LEKIN KOI AGAR MUJE AAJ GOD KI DEFINITION PUCHE TO JARUR BATAUNGA
AAP NE DIA SAB BOOK MAIN NE MANGAY HAI AAB BAS SIR, UPER K DO TOPIC KE LIA BOOK BATAY TO AARAM SE HUM LOG PADHAI KARENGE KABHI MANN ME VICHAR NAHI AAYEGA KI
1)MERE PASS GOOD ENIMY NAHI HAI JO EXAM ME USE HO
2)MERE PASS GOOD GUIDANCE HANI HAI JO MUJE GUIDE KARE
ABI WAQT HAI AAP NE JO DIA HAI USPAR NICHE SIR KAR KAR PADHANA AUR AAP NE LAKSH KO CHUNA BAS….!
BAS AAJ SE DO MONTH HI BAKI HAI EXAM K LIA TIME KAM HAI AUR KAM JYADA HAI
TO PL.. PL.. PL.. PL.. PL.. PL.. PL.. AAP JALDI SE O DO TOPIC K BHI BOOK K NAAM BATAY AUR HAME BOOK K BARE ME JO TENSIN RAHTI HAI O MITAY THANK YOU SIR LOT OF KYUKI HAMARA SAGAWALA BHI ETANA HELP NAHI KARTA UTANA AAP NE KIA HAI
AAGAR KOI HAMARE PASS EXAM KE BARE ME PUCHE TO HUM LOGO KO JO AAP NE ROSHANI DI HAI US KO SABHAL KE USKE HATH ME DENGE AUR BOLENGE “TUMARE PAS BHI AAGAR KOI PUCHNE AAYA TO TUM A ROSHNI USKO DENA” AUR AISE HI DUNYA ROSHAN HOGI
sir i would be really obliged if you could throw light on two areas via Ur articles,
1)examination hall strategy for paper-2 in cse(p)
2)strategy,approach,and study material for data interpretation and data sufficiency for cse(p).
with kind regards.
Sir, Is GD for SBI conducted in Hindi also or in English only? Pls tell how to prepare for GD.
thank u vry much sir.
plz do provide u r valuable guidance for data interpretation
great work
really great and nothing else to say
Anybody having M.K Pandey,Publication 2011? If yes,kindly tell me about the chapter on Sitting arrangements?I dint find any,Mrunal sir has mentioned Chapter-20 for the same,but I have it as Problem solving with only 4 pages on Arrangement Problems,is that enough?
or Does the 2012 publication have it as a full fledged chapter?
Dear Mr.Mrunal,
I want to prepare for the SSC exam and LIC AAo exam, as i am working as bank probationary officer.. i really dont have much time to spare. While i was preparing for the bank po, i used to read the paper everyday but now i am no more in touch (at all). Please guide me on how i can prepare for General Awareness for LIC AAO ( I have already gone through your information for SSC sir). I have written Insurance exams before nad have not been successful, hence i would kindly like your help.
was just curious to know how you write these articles so precisely and so accurately….have no words to extol u !!! hats off sir :D
Brilliant article.
Hi mrunal,
I have applied for this SBI PO examination .It is on 28th April 2013 … I haven’t started my prep yet. Seriously want to get through this examination. Could you help me in guiding which topic to concentrate more, which topics to finish it off soon and how to manage to get through this examination. Please do provide some extra info on other topics like Quant, General awareness and for the descriptive paper.
BSC magazine reasoning & math is enough for SBI po 2013. It will be beneficial for u every exam in banking…
sir, pliz tak trouble to aswer me. i find different answer fo same question in r s aggarwal and m k pandey (bsc).
for ex. statement: should agriculture in rural india b machanised?
Arguments 1. yes it will lead to higher prodction.
11: no it will lead to rural unemployment. bsc say both r right while agarwal says its only d first one.
it is nt only this, they hav many dissimilar answers in many question, even in syllogism too.
whih one should i follow. pliz giv ur reply. i’m doing stuck here. thanks u
Sir,would you please send me the chapters included in reasoning (high level)and topic wise breakup for each chapters.I will be greatful if you do the same for the remaining sections also.Thank you
pls send me SBI(main) PO 2011 paper held on 24-7-2011.not sbi associate.
me too need the same.plz admin send it to my mail id pranati_chemistry@rediffmail.com or post it here.plz…
Hi sir,
In two statement syllalogism i have come up witha question.
ALL Trucks Fly
Some scooters fly
Conclusion:
All trucks are scooters
Some scooters do not fly
They give the answer as conclusion 2 follows and they give the explanation as Some scooters fly means some scooters do not fly.
Is this right sir?
@vipin…
The ans is rite-some scooters dont fly.
u just consider if fly is a big zero and all trucks fly means all trucks fall inside the big zero.if some scooters fly means it partly inside the big zero.then the conclusion is some scooters dont fly.understand!
do it by venn diagram approach..
as pranati told you..
you can easily do these question by this approach.
@vipin
acrding to r s agarwal d answer should b none follow. why? rule: midle term (here fly) should b distributed atleast once in d statements. and midle term should not b in conclusion.
in d questn u put, these rule r not fulfil. why? rule: in A type statment only subject is distributd. and in I type statment i.e Some scot… neither subject nor predicate r distribute.
also the midle term fly come in conclusion 2 which should not.
this rule apply only in two statment sylogism.
Now we can say ur aswer (nly 2 follow) is rigth if we go by venn diagram which is done in Mk pandey BSC..
u decide which is more reliable. i’m hav asked sir to clearify it. thanks.
ohh a great site man…:)
thanx mrunal.org
its very useful 4 everyone..:)
thank you very much …this helped me alot for preparing sbi exam…. thank you again..:)
Hey Mrunal I don’t have any reasoning book so far. I was wondering if I buy MK Pandey, then would that book be enough for exams like ssc,po,etc or would i also have to buy RS Aggarwal?
hiiii…plz give some tips for descriptive paper also…and what are the last year topics???
hey mrunal
i m having problem in solving word and number machine arrangement (input n output) pls help.