- The structure of SBI PO Exam 2013
- Reasoning: Topicwise breakup SBI papers
- Reasoning: SSC vs SBI
- Reasoning approach: Higher Level
- 3 Statement Syllogism
- Reasoning Approach: Usual topics
- Reasoning: Peripheral Topics
- How people dig their grave in Bank PO/Clerk exams?
- So, How to avoid your grave?
- Cutoffs of SBI PO 2011 Exam
The structure of SBI PO Exam 2013
| Phase 1 (28.04.2013) |
MCQ (2hrs) |
GA+Marketing+Computer | 50 |
| Data Interpretation (DI) | 50 | ||
| Reasoning | 50 | ||
| English grammar, vocab and Comprehension | 50 | ||
| Descriptive (1 hr) |
Essay, précis, letter writing | 50 | |
| Total | 250 | ||
| Phase 2 | GDPI | Group Discussion (GD) | 20 |
| Personal Interview (PI) | 30 | ||
| Total | 50 | ||
| Final |
|
||
Reasoning: Topicwise breakup SBI papers
| 2011 | 2010 | 2010(Asso.Banks) | ||
| Reasoning Usual |
Coding-Decoding | 6 | 3 | 5 |
| Direction based tests | 0 | 2 | 1 | |
| Dictionary (Alphabet) test | 0 | 2 | 3 | |
| Maths operations, inequalities | 3 | 6 | 6 | |
| Sitting arrangement | 13 | 5 | 5 | |
| Eligibility Test | 0 | 5 | 5 | |
| Odd pair | 3 | 0 | 0 | |
| Data Sufficiency | 5 | 0 | 0 | |
| Input output | 3 | 0 | 0 | |
| Misc. | 0 | 2 | 0 | |
| Subtotal: Reasoning (Usual) | 33 | 25 | 25 | |
| Reasoning High Level |
Fact-assumption-inference-conclusion | 2 | 7 | 10 |
| Course of Action | 0 | 6 | 0 | |
| Cause effect | 1 | 2 | 0 | |
| Strong/weak argument | 3 | 0 | 5 | |
| 3 statement Syllogism | 6 | 5 | 5 | |
| Subtotal: Reasoning (Higher level) | 12 | 20 | 20 | |
| Non Verbal | non-verbal (image based) | 5 | 5 | 5 |
| Total: Verbal Reasoning (usual+higher)+Non verbal | 50 | 50 | 50 |
- 2008’s SBI PO paper doesn’t follow this pattern of “High level reasoning” (or tougher data interpretation Qs like those of 2010’s papers). Hence 2008 is ignored from the analysis.
Reasoning: SSC vs SBI PO
SSC |
SBI PO |
| Non verbal reasoning involves usual image-series+ paper-folding, mirror reflection test, dice/cubes. | paper-folding, mirror test, dice/cubes= not asked. |
| 2 statement syllogism x at most 2 questions. | 3 statement syllogism, minimum 5 questions. |
| Lot of Qs. From Analogy, series, and odd pairs. | Hardly. |
| Barely any question on higher level reasoning.(assumption, inference etc.) | Lots of. |
Anyways, let’s start.For the purpose of efficient preparation, I classify reasoning topics into two categories.
| Core topics | Majority of the reasoning is asked from these topics. Often in a set of “5 Questions.” So Cost:Benefit ratio is quite good, if you master these topics. |
| Chillar (peripheral) | Barely 2-3 questions from each topic. |
Observe this chart:

Reasoning approach: Higher Level
Based on the previous papers of SBI, we can see that higher level reasoning is made up of following topics
- Fact-assumption-inference-conclusion
- Course of Action
- Cause effect
- Strong/weak argument
- Three Statement Syllogism
- While both R.S.Agarwal and BS Sijwali’s books have covered these topics,
- but problem with both of those books= they merely give you a few solved exams and then give a big list of practice questions.
- But the basic concepts/ theory /underlying principles are not covered in depth.
- Then You often face the doubt “why option A is the answer and why not “B” option?” OR “why is this an inference and not an assumption?”
- So, for SBI PO’s higher level reasoning questions (assumption, inference, strong/weak argument etc), refer to “Analytical Reasoning by MK Pandey (BSC publication)“

- MK Pandey not only helps you for Higher level reasoning, but also for provides some speed-techniques for usual reasoning topics (such as input output, arrangement, eligibility test, coded inequalities etc.)
Anyways the study approach for Higher level Reasoning (for SBI PO) should be like following:
| Higher Reasoning Topic | Chapter Number | |
| MK Pandey | RS Agarwal | |
|
3 | 3 |
|
5 | 5, 6 |
|
4, 9 | 2 |
|
10 | 8 |
|
6 | 4 |
For example, pickup the topic “Assumptions”.
- First understand theory from MK Pandey’s Chapter #3, solve all sums given in MK Pandey.
- Then move to RS Agarwal’s Chapter #3 for extra practice. (or if you’ve BS Sijwali, go to Chapter #23).
To solve the last three categories of questions (Strengthen / Weaken arguments, cause-effect, course of action), you must know what’re the facts, assumptions, inferences and conclusions in the given statements. Therefore, preparation sequence should be: assumption topic–>inference–>strengthen / weaken arguments and so on…
3 Statement Syllogism
All cats are dogs…..
To master 3 statement syllogism, first you’ve to master the 2-statement.Understand the UPUN method explain in these two articles articles:
Then do all sums given in Chapter 11 of MK Pandey and finally Chapter 1 of RS Agarwal (under Logic portion).
Reasoning Approach: Usual topics
| In Decreasing priority order. | Chapter Number | |
| MK Pandey | RS Agarwal | |
|
12 | 18 |
|
17,18,19 | 13 |
|
20 | 6 (Puzzle Test) |
|
7 | 17 |
|
13 to 16 | 7 |
Eligibility Test
First you’re given a passage with conditions like,
“Applications are invited for xyz post. If candidate has graduation with 50% marks and 3 years work experience…. then forward letter to Deputy manager, else …. forward letter to….”
- Then five questions are given, each has a unique case like “If Rahul Gandhi has **% in graduation and ** years of work ex and….then what to do?”
- This is known as “eligibility test”- very commonly asked in BankPO exams. Advantage=If you get the question, it’s a set of 4-5 questions. (helps you clear sectional cutoff).
- Problem=can be time consuming, if not practiced @home.
- First understand the techniques and tips given in Chapter 12 of MK Pandey. Then practice all the sums given in Chapter 18 of RS Agarwal.
Math Operations+Inequality
They’re usually of three types
| Type | Example |
|
+ means x, x means – and.. |
|
P@Q means “P is not smaller than Q” P%Q means “P is neither smaller not equal to Q” |
|
P#Q means P is brother of Q P^Q means P is sister of Q |
- Again, math operation questions are pretty common in BankPO exams
- Problem= you may get wrong answer or waste lot of time.=need maximum practice at home.
- Approach: All theory and all sums of Chapter 17,18,19 of MK Pandey.
- Then practice all the sums given in Chapter 18 of RS Agarwal.
Sitting arrangement
Can be of following types
- Circular table
- Rectangular table
- Blood relations (A is mother of B who is sister of C and…)
- Appointment (Arranging lectures from Mon. to Sat., name of professors vs subjects)
- Complex (Person, building floor, occupation etc.)
- Advantage=Minimum 1 set (=5 questions) always asked in BankPO exam. (=helps clearing the sectional cutoffs).
- Problem= can be “sitters” (=very time consuming), If not practiced @home.
- Approach: Understand the techniques explained in Chapter 20 of MK Pandey.
- Then practice all the sums given in Chapter 6 (Puzzle Test) of RS Agarwal.
Non verbal
- Usually five questions.
- Practice is “must”. Try to solve the question by eliminating the “unfit” cases first.
- Solve all the questions in RS Agarwal==> Non Verbal portion ==>Series, Analogy and Classification.
- You may ignore mirrors and paper folding, because usually they’re usually not asked in BankPO exams. (However they’re important for SSC-CGL exam).
Data Sufficiency (DS)
- It is very easy to make mistakes in these question.
- Theoretical part must be absolutely clear in your mind.
- So first clear the theory from Chapter 7 of MK Pandey. Practice all exercises.
- Then practice all sums given in Chapter 17 of RS Agarwal.
Input Output
- Chapter 13 to 16 of MK Pandey then practice Chapter 7 of RS Agarwal.
This ends the core topics. Now, Moving to the peripheral topics (i.e. “Chillar” topics).
Reasoning: Peripheral Topics
| Peripheral Topics | Chap.# in RS Agarwal |
|
4 |
|
8 |
|
10 |
DBT: Direction Based Test
E.g. A man walks 1 km towards East and then he turns to South and walks for 5 kms. Then he………Now how far is he from the starting point?
This is a “no-excuse” topic. Practice all sums given in Chapter 8 of RS Agarwal.
Coding Decoding
Can be of two types
| Words | Numbers |
| Health is written as GSKZDG then North will be written as | 453945 means “decide” then 8978 means… |
Sometimes you’re given a “matrix table” and you’ve to decode the words accordingly. Do all the sums given in Chapter #4 of RS Agarwal.
Dictionary (Alphabet) tests
Chapter #10 of RS Agarwal.
Misc.
- Once ^all of above is done, get an overview of the misc. topics such as sequence, series, odd pair, dice, cubes, clocks, calendars, Venn Diagrams etc. from RS Agarwal’s/BS Sijwali’s book.
- This concludes the preparation of reasoning section for SBI PO.
- How to approach GA+Marking+Computer, explained in separate article: click me (with free study material for computer, IT, economy etc.)
How people dig their own graves in Bank PO/Clerk exams?
- They underestimate the level of competition.
- They buy the books, magazines, download PDF files from internet and so on. But they only “gather” material. They never “process” the gathered material.
- They just spend time in day dreaming and facebook, TV, SMS, PC/mobile games, cricket, loitering around etc.
- They start serious preparation only AFTER receiving the exam call letter.
- During the exam, they think, “ya ya ya the marketing and English section is “pappu” so I’m going to solve all questions here. And after that, I’ll go to maths and reasoning section.”
- They get stuck in lengthy calculations of Data interpretation (because they’ve never practiced multiplication and division @home). And often make silly mistakes in calculation =negative marking.
- They waste lots of minutes in sitting arrangement/eligibility test/non-verbal reasoning type questions.
Ultimately they cannot even cross the sectional cutoffs.( Getting in the final merit list is a far cry.)
So, How to avoid your grave?
- Maximum revision + Maximum practice @home.
- Mind will always find excuses (my cousin’s wedding, workload @office, I’m not in the mood….) but while you’re making those excuses, someone somewhere is busy reading books and doing sums.
- The train of success doesnot show mercy on anyone, no matter how good the excuse is, this train will not wait for you.
- So always remember Anil Kapoor from Tezaab: “time hotaa nahi hai, time nikaalnaa padtaa hai”. (There is no time as such, but you’ve to take out time (to study)).”
- Donot “HATE” reasoning. In fact, Syllogism, sitting arrangement, eligibility test etc. reasoning questions can be solved with maximum accuracy in short time (once you’ve mastered them). So don’t consider them your enemies, make them your weapons. They’ll be immensely helpful in scoring high marks.
- When you get the question paper, you don’t have to solve all questions in a continuous sequence i.e. Reasoning question from 1 to 50. Then English 1 to 50 then DI from 1 to 50…
- Instead, first try to tick minimum 10-15 in each section first, and then come back and solve remaining questions.
Cutoffs of SBI PO 2011 Exam
Phase 1: sectional cutoffs (2010, 11)
| 2011 | 2010 | |||||||
| Phase 1 | Max marks | SC/ST/PWD | OBC | GEN | SC/ST/PWD | OBC | GEN | |
| English Language | 50 | 10 | 10 | 13 | 5 | 5 | 10 | |
| General Awareness | 50 | 7 | 7 | 11 | 6 | 6 | 9 | |
| DI | 50 | 10 | 10 | 13 | 4 | 4 | 8 | |
| Reasoning | 50 | 10 | 10 | 13 | 8 | 8 | 12 | |
| Descriptive | 50 | 18 | 18 | 20 | 18 | 18 | 20 | |
Phase 1: Marks of last candidate
Now the marks scored by last candidate from Phase 1 to GDPI (Phase 2), in each category.
| Phase 1(2011) | 250 |
| SC/ST/PH | 88 |
| OBC | 99 |
| GEN | 110 |
Courtesy: Mr.csl80 of pagalguy forum, for providing the cut off data and other essential inputs regarding this exam.




sbi po ke liye id ke xerox ko gazetted officr se attest karvana hota hai
Hi,
can u pls tell me what was the final cutoff for a successful candidate after GD and PI
Hi sir, I have been following this website for last couple of exams including CSIR and SBI and it has been a great help, matter provided by you and list of books suggested by you, along with that also watched a couple of videos on you tube like for height distance. I don’t know if i ll selected or not, but these 2 exams have been the best for me. Thanks a ton, i owe you a lot..
how much do you think will be sbi cut off this year??
paper was average
hi all sbi po aspirants
took exam today
felt english and Gk was cakewalk and DI too wasnt difficult very less long division calculations..
Reasoning was a bit tough and of scale of virtuosi .. pls share of experiences
Dude ENGLISH was tough in the afternoon session !!! & this comes from a 99.62 percentiler in CAT(VA) !!!
English wasnt definately a cakewalk…
English was unexpectedly tough..!!
maybe because i completed book suggested by Mrunal sir for CGL english didnt felt tough. i got words meanings without even reading the passages.. anyways Reasoning was Time consuming and i take back my words on english.
I too was in the afternoon session.
one more thing did the invigilators gave u 15 extra minutes to open and read the paper without writing in answer sheets. in our class we were let open the question booklets and mark answers on it and got 15 mins extra..
hi sir…
can you suggest me the book for english to prepare for cgl
damn easy
U r absolutely right..english was really tough..
i dont agree with you . eng isnt cake walk . it was tough. infact di was little easy
sir
i have scored marks (after negative marks)as below in sbi po 2013(probable)
di 25
eng 20
ga com 40
reas. 18
will i clear?
(cat OBC)
actly the exam is damn easy if u hv prepared well by practising earlier question papers or online free mock test its all abt managing ur time efficiently
Excellent, Informative and updated data for all Competitive Exam throughout India… Keep it up… It is good approach for all aspirants, all, disciplines – very comprehensive…
thanks sir,
these r helpful for me, for further attempt of po
it is really helpful but how will i solve this question…
some N are E
none E are U
some L are U and I
some I are both together N & E
conclusion 1:- some I are U
some U are together N & L
can u please solve this…….
can anyone please solve this according to the method provided by mrunal sir
Some I are N,E & L. Some U are L .Some L are I.No N,E is U.Make Venn Dia. startin U + L + I + (E,N)
For General awareness, New vision publicatons is best
Hi all,
Do anyone have any idea regarding best institute for Bank PO in Delhi..
mahendra bank po coaching is gud
Hi all, can someone tell me how many times a year the SBI PO and IBPS PO exams are held?
Hi Murnal,
I request you to give the best plan for preparation of IBPS exclusively ;I have seen the kind of information that you have provided for other exams so i wanted a schedule for IBPS exam also.Regarding the quants,reasoning,General awarness,English.Also tips for 2months preparation possibly bcoz I am working now and I want to clear this upcoming IBPS with self preparation.Hope you would help me out.Awaiting your reply.
with regards,
Mansani
Hi Murnal,
Can you plz respond to this comment plz murnal ;I desparately need suggestion.
Regards,
Masani
which book is best for sbi po fo quant, reasoning , english and computers pls guide me
Sir, with your guidance i could clear SBI PO-2013 WE, for which results have been declared just now. i am very happy about it and immensely thankful to your help and guidance in this forum. sir, i would be glad and happy if you could guide me on how to go about in the ensuing GD & PI, which is scheduled to be held in July. Pl. help me and pray for my success.
i have forgot my roll no. is thr any procedure to retrive it..
as result is declared in pdf format, and i have only my reg id and password.
so plz help and temme how i can chk my result
for RBI assistant exam, I hv to go through for how many months current affairs?
Sir, plz also provide some tips for ibps PO exam and its patter, cut off marks and all about.
Hello friends
Sir please tell me study materials required for PO exam.
Sir please write a column on IBPS PO study plan
plz tel me someone how much marks is need for po(pnb,boi,cboi)
i am preparing first time.
for gen. catogary.
Nice thoroughly post, great work and looking for 2014 Bank PO exam pattern
sir plz tell me how to mannage my all subjct …mean to ask u tym mngmnt fr all subjct as m totaly dedicate for bank xams only…i had given already two bank po n clerk xam but not clear …sir plz suggest me some advice fr tym mngmnt
hi mrunal,is it so that there will be no bank exams in2014??? are you not interested in bank sclerical exams?? when will sbi clerical exam notification be pblished???
hi sir,
please tell me which material use to start upsc preparation
SBI management executive exam (to be held on 23rd feb 2014)…is the preparation same as SBI PO..????..plz reply..thx
sir please tell me is there any differences in the book of analytical reasoning by m k pandey published in 2009 and the one published in 2014..?
i hope you will guide.
sir,in sbi po held on 28 april 2013,i have scored 96 marks and as per result,minimum qualifying marks in objective test is 80.so,why didn’t my descriptive paper got checked?pls explain